Life Insurance

There are four primary types of life insurance, and each has a place in any sound financial plan. The four variations of life insurance are:

  • Term Life Insurance - fixed premiums for a fixed period of time, like 10 or 20 years
  • Whole Life Insurance - permanent insurance, as long as premiums are paid, with fixed premiums and cash value benefits
  • Universal Life Insurance - permanent insurance with options to change premiums and death benefits
  • Variable Life Insurance - similar to Universal Life but with the flexibility to choose investment risks to maximize cash value benefit

Life insurance can be used for a variety of financial planning purposes, including:

  • Paying for the education of children
  • Helping your spouse and surviving children maintain their lifestyles
  • To ensure the continuation of a business after the death of a key owner or employee

Contact Sea Mountain Insurance today to review your needs and options and get you competitive quotes for the right life insurance for you.


Contact an insurance specialist at Sea Mountain Insurance today to answer any questions about Individual Life Insurance or for a free review and insurance quote for Individual Life Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for business, home, auto and more.



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