Holiday Business Safety

The holiday season is a time of joy and relaxation, but for many businesses, it also means reduced hours or temporary closures. While you take a well-deserved break, it’s crucial to ensure your business and assets remain safe and secure during this downtime. Here are some essential tips to safeguard your business while you enjoy the holidays.

Secure Your Premises

Check all entry points: Ensure doors, windows, and any other access points are securely locked. Consider upgrading to reinforced locks or installing bars on windows for added protection.
Install or test alarm systems: If you have an alarm system, test it to confirm it’s functioning properly. If you don’t, consider investing in one for enhanced security.
Use surveillance cameras: Cameras can deter potential intruders and provide valuable evidence in case of any incidents.

Control Access

Limit who has keys or codes: Keep track of who has access to your business and change locks or codes if needed.
Deactivate non-essential access cards: Disable access for employees who are not working during the holiday period.

Safeguard Valuable Assets

Store valuables securely: Move cash, electronics, and sensitive documents to a secure location, such as a safe.
Backup important data: Ensure all critical business data is backed up and stored off-site or in the cloud.

Prevent Fire and Electrical Hazards

Unplug non-essential electronics: This reduces the risk of electrical fires and saves on energy costs.
Check fire alarms and extinguishers: Ensure all fire safety equipment is in working order before you close.
Inspect heating systems: If your business requires heating, ensure the system is in good condition and set to a safe temperature to prevent freezing pipes.

Maintain Visibility

Keep exterior well-lit: Motion-sensor lights can deter intruders and keep your premises visible to neighbors or passersby.
Have regular check-ins: Ask a trusted employee or security service to periodically check the premises.

Notify Stakeholders

Inform your insurance provider: Ensure your coverage is up to date and discuss any additional protection needed during closures.
Communicate with neighbors: Let neighboring businesses or building managers know your schedule and how to contact you in case of an emergency.

Plan for Unexpected Weather

Secure outdoor equipment: Protect outdoor furniture or signage from potential damage due to snow, wind, or rain.
Prepare for snow removal: Arrange for timely snow removal to avoid hazards or access issues.

Stay Connected

Monitor remotely: Use smart devices to keep an eye on your business from anywhere.
Have an emergency plan: Ensure you’re reachable in case of any unexpected events and have a response plan in place.

Taking these precautions can help you enjoy your holiday season with peace of mind, knowing your business and assets are safe. At Sea Mountain Insurance, we’re here to help you protect what matters most. Contact us today to ensure your business is covered for every season, including the holidays.

Stay safe, and happy holidays from all of us at Sea Mountain Insurance!