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Wineries / Distilleries / Breweries

Engineering insurance for distilleries, craft breweries and brew pubs

Sea Mountain Insurance specializes in crafting insurance protection for the unique needs of the distilleries, craft breweries and brew pubs. We are an independent insurance agent working together with you to tailor our services to your needs.

Distilleries, craft breweries and brew pubs have specific risks that require custom coverage. We work with you to understand your business' special requirements and create an insurance program that fits your needs. Here are just a few of the situations that might require customized coverage.

  • Raw material storage
  • Tasting rooms
  • Collaboration brews
  • Contamination
  • Product withdrawal
  • Liquor liability
  • Leakage
  • Market Valuation for your product and
  • Aging Stock coverage

FAQ

What does Beverage Industry Insurance typically cover?

Beverage Industry Insurance coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

Questions?

The specialists here at Sea Mountain Insurance can help you. We work with multiple insurance programs specially designed for wineries, distilleries & breweries. We can help you assess your winery business risks and put together an economical and comprehensive insurance program tailored to your unique operations.

CONTACT AN INSURANCE SPECIALIST

Wineries and Breweries

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