Personal Auto Insurance Washington State

Keep on cruising
With auto insurance you can trust

Let’s face it. American’s love their cars, and here in the Pacific Northwest, we often put our cars through a lot of unpredictable terrain and weather conditions. Even if we never leave the city, we’re still dealing with the daily wear and tear of our work commutes and everyday errands.

So how can you be sure you have the coverage you need? And are you sure you’re not overpaying for the insurance you have?

We’ll find the right auto coverage for you

Start by giving us a call and let us do the work for you. We’ll compare policies, rates, and available riders to tailor coverage for your specific needs. Plus, we’ll consult with you on ways to save even more money through bundling insurance policies, safe driver discounts, safety equipment purchases, and more.

And if you need to make changes? No problem. If you buy a new car, add a new (teenage!) driver, or make changes that you think might affect your coverage, give us a call. We’ll help you find the right amount of insurance at the right price.

What type of coverage do I need?

If you live in the state of Washington, as in most states, auto insurance coverage is required. While there are a variety of options, here are three main types of coverage:

  • Liability—protects you if you injure another person or damage their property
  • Comprehensive and collision—covers the cost of repairing or replacing your own vehicle
  • Underinsured/uninsured motorist—covers costs if you’re not at fault, but are hit by someone with little or no insurance

The cost of each of these coverages is affected by your driving history, age, the type of car you drive, and even your credit rating. Rest assured we’ll go through all your options, and help you find coverage for a price you can afford.

Making a claim

We hope you never have to, but if you’re ever in an accident, you can count on Sea Mountain Insurance. We’re an experienced team, and from that first phone call to us we’ll work to make the process as painless as possible – from filing the claim, to finding you interim transportation, to working with an adjuster, to getting your car repaired. We know it’s a stressful time, and we’ll do our best to communicate what’s happening, and get you back on the road as soon as we can.


Let us help

Proudly located in Lynnwood, WA, Sea Mountain Insurance is an independent insurance agency. We have the freedom and flexibility to work with a variety of top-rated companies—so we can find the right coverage at the right price for your auto insurance needs.



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