FISHING & CHARTER VESSELS

Insurance solutions for charter vessels, captains, and operators. Ensure your guests, crew, and equipment are covered—whether you fish, tour, or dive.

Sea Mountain Insurance is a leader in Commercial Wet Marine Insurance for Fishing & Charter Vessels. We provide insurance solutions to cover your vessels and boat, crew, deck equipment, liability and more.

Agency with experience to back it up

We have been in business since 1987 and we're proud to be an independent insurance agency that represents many top ranked insurance markets. Our agency has the knowledge and expertise to help you find the right protection at the right price.

  • We offer a broad range of Commercial Wet Marine coverages to satisfy your needs; our team has the knowledge and expertise to help you find the right protection at the right price.
  • We represent many top rated insurance markets, providing you with a variety of options no matter your boat size or budget.
  • Whether you need coverage for your vessels and boat, crew, deck equipment, liability or any other area of Commercial Wet Marine Insurance - we can cover it all!

We have in house fleets and markets to insure:

  • commercial fishing vessels
  • tenders
  • work boats
  • Tugs and barges
  • research charters
  • passenger carrying charters
  • and more.

Coverages we offer (not limited to):

  • Hull & Machinery
  • Protection & Indemnity
  • Breach of Warranty
  • Loss of Hire
  • Increased Value
  • Excess Protection and Indemnity
  • Pollution
  • Jones Act Crew coverage
  • Marine General Liability
  • Cargo
  • Loss of Hire
  • Personal effects
  • And more.

FAQ

What does Commercial Fishing Insurance typically cover?

Commercial Fishing Insurance coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

We Can Help

Sea Mountain Insurance's Commercial Wet Marine insurance team has over 40 years experience providing superior insurance protection for mariners of all types.

CONTACT AN INSURANCE SPECIALIST

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