Employee Benefits

Sea Mountain specializes in providing employee benefits to the business community.

With vast experience in the benefits, insurance, and healthcare industries, our team is comprised of the most reliable, knowledgeable, and caring experts you can find. Committed to delivering quick, thorough, and proactive assistance, our Account Managers, Claims Managers, and other specialists are always only a call or click away from helping clients and employees navigate the complex and ever-changing world of insurance, healthcare, and People Ops. Our goal is to make insurance as easy as possible, and maybe even a little fun.

Our Commitments

To Our Clients
 
Exceptional service is at the core of everything we do, and we are dedicated to being a reliable extension of your People Ops team. With our expertise, resources, and hands-on approach, you will know that you and your employees are in good hands. We are always a call or a click away and eager to help. It’s largely due to this commitment that most of our clients come from referrals.

To Your Employees
 
Your employees will always know that we care. Insurance can be complicated, but it doesn’t need to be. All clients and their employees have a Dedicated Claims Advocate to help navigate the complex landscape of insurance and benefits. Employees can come directly to us for any and all benefits questions or claims issues. Our advocates are knowledgeable, caring, and diligent.

To DEI
 
At Ellingson Group, we are dedicated to fostering a welcoming environment where diversity, equity, and inclusion (DEI) are not only valued, but celebrated. We believe this is not just a goal, but a responsibility. We recognize the importance of DEI not only within our own organization, but also in the workplaces of our clients, and we extend this commitment to every aspect of our business.

 

Partnership

In 2023, Sea-Mountain Insurance (SMI) joined forces with Ellingson Group. SMI’s values, innovative technology, and history of excellence are a perfect blend with Ellingson Group’s approach. With this partnership, we are able to effectively deliver an outstanding and comprehensive suite of insurance and benefits solutions.

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FAQ

What does Employee Benefits Consulting typically cover?

Employee Benefits Consulting coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

QUESTIONS?

Elisabeth Ellingson

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact Elisabeth Ellingson about Employee Benefits Insurance or for a free review and quote for Employee Benefits Insurance.

CONTACT ELISABETH

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