Antique, Classic and Customized Automobile Insurance

Not all auto insurance policies are created equal and that is especially true if you are looking for the right insurance for a restored or collectible vehicle.   A standard automobile policy usually pays for vehicle damage under the comprehensive or collision part of the the insurance policy, but claim settlement is usually for actual cash value (ACV) - the cost new less depreciation.  Obviously this approach isn't the best one to take when insuring a classic car.

That's why our agency recommends special insurance coverage for the stated value of your special automobile or truck.  Some other common considerations that you may want to consider when we discuss insurance for your classic car:

  • Are the actual miles you drive your collectible car limited?
  • Will you need coverage for spare parts?
  • Do you want to use a special repair shop for any insured damage to your auto?
  • Will you need insurance while your car is being restored?

Contact us today to get started with an insurance policy customized especially to protect your special vehicle. 


Contact an insurance specialist at Sea Mountain Insurance today to answer any questions about Antique, Classic and Customized Automobile Insurance or for a free review and insurance quote for Antique, Classic and Customized Automobile Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for business, home, auto and more.



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