Business Owners Policy Insurance

Sea Mountain Insurance provides coverage for your business' buildings, personal business property, business interruption, bodily injury liability and property damage liability. This policy is designed especially for small and medium-sized businesses as it is affordable and simple to understand.

Washington State business owners insurance

We offer an extensive range of coverage options to meet the different needs of every type of business. Whether you're just starting out or have been in operation for years, no other company can offer everything that we do.

No matter what size your business is

No matter what type of business - retail store, doctor's office, manufacturing plant - we've got an insurance policy that will protect you from all kinds of risks.

FAQ

What does Business Owners Policy typically cover?

Business Owners Policy coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

We Can Help

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Business Owners Insurance or for a free review and quote for Business Owners Insurance.

CONTACT AN INSURANCE SPECIALIST

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