Builders Risk Insurance

Comprehensive Builder’s Risk Insurance for the Pacific Northwest

Builders Risk Insurance, also known as Course of Construction insurance, protects you from loss on new buildings or building projects currently under construction. This coverage applies if you’re a business owner, a construction contractor or subcontractor, or a commercial property owner.

Builders risk insurance is designed to protect you from loss due to natural disasters, theft, vandalism, and weather-related loss, including many we see here in Washington state, such as fire, lightning, hail, and ice storms.

Give us a call and let us start working on a quote for your builder’s risk coverage.


Coverage extends beyond the building

Builder’s risk insurance can be written to protect any equipment, materials, supplies, fencing and even the labor involved in a construction project. Protection can be extended to individual contractors, architects, engineers, and builders.

Protect against loss of income

Damage to a construction site likely means delays in completing the project. And that could mean lost sales or loss of potential rental income, but could also involve unexpected expenses such as loan fees or taxes.

We’re happy to talk with you about your needs and design coverage tailored to your needs at a cost you can afford. Give us a call or stop by either our Lynnwood or Edmonds locations.

Let us help

Proudly located in Lynnwood, WA, Sea Mountain Insurance is an independent insurance agency. We have the freedom and flexibility to work with a variety of top-rated companies—so we can find the right coverage at the right price for your builder's insurance needs.



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