Employment Practices Liability Insurance (EPLI)

Sea Mountain Insurance is the most reliable and affordable option for Employment Practices Liability Insurance (EPLI). We provide insurance against liability for, as the name implies, employment practices. Protection covers a wide range of claims, including wrongful termination, harassment and negligence.

Why have EPLI?

Protecting your company's reputation is important. Employment practices liability insurance ensures you are covered against the financial risks of potential lawsuits arising from employment issues.

What does EPLI cover?

Employment Practices Liability Insurance (EPLI) protects your company's reputation by safeguarding against any lawsuits that may arise from employment practices. It is designed to cover the potential for financial liability that may arise from claims involving wrongful termination, sexual harassment, negligent hiring or supervision, invasion of privacy and defamation of character.

FAQ

What does Employment Practices Liability Insurance typically cover?

Employment Practices Liability Insurance coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

We Can Help

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Employment Practices Liability Insurance or for a free review and quote for EPLI.

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