Blog

Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Ways to have Fun in Washington Winter Weather

FRI | JAN 21, 2022

January and February days in Washington state may look like some of the least inviting when it comes to traipsing outside.

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Winter Driving Tips for Washington State

WED | JAN 19, 2022

The dark winter months, frosty mornings, and on-and-off downpours require brushing up on your skills and making sure you have all the equipment you need to navigate safely.

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Ways to Conserve Energy in Your Home, Even in Winter Months

WED | JAN 12, 2022

In the winter months, energy bills increase as we crank our heaters and keep our lights on longer during the quickly-darkening days.

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How to Encourage Big Thinking in the Workplace, Even If You Have a Small Team

WED | JAN 05, 2022

Practicing innovation isn’t just something that happens at Silicon Valley tech companies. It can happen in any company, in any basement garage, or in any thought that comes up during a walk in the park.

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Here’s How to Set Financial Goals in Uncertain Times

TUE | DEC 28, 2021

Here are a few tips for navigating your finances when you’re not sure what tomorrow will bring.

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Healthy Meals to Make From Your Holiday Leftovers

TUE | DEC 21, 2021

As you’re winding down from the holidays, you probably have a lot of leftovers in your fridge.

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Home Security Tips During the Holidays

WED | DEC 15, 2021

Leaving your home unattended may cause extra reasons for anxiety when there are presents around and thieves are alert to the fact that people leave their homes for extended periods of time.

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Tips for Putting Up Lights Safely Around the Holidays

FRI | DEC 10, 2021

It’s holiday light season, and many people take a DIY approach to creating winter wonderlands out of their yards.

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Washington State Day Trips that Require Just Your Car and Your Family

WED | NOV 24, 2021

It doesn’t take a plane ticket or a booking at a fancy lodge to have a great vacation with your family.

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Mark Your Calendars!

TUE | NOV 23, 2021

Small Business Saturday is November 27

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Ways to Stay Physically Active During the Cold Winter Months

THU | NOV 18, 2021

When the temperatures drop, it’s hard to convince ourselves that going outside is a good idea.

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SMI Donation Drive

MON | NOV 15, 2021

SMI will be accepting donations of personal care items at our office now through December 1st.

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Tips for Preparing Your Boat for the Winter Season in Washington

THU | NOV 11, 2021

The pandemic spurred on a great number of boat sales, many of them from new boat owners.

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Podcasts for Your Commute to Help You and Your Kids Gain New Perspectives

THU | NOV 04, 2021

Long commutes are starting to return as families make their way back to jobs and school.

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How to Set Healthy Boundaries When You Have a Busy Schedule

THU | OCT 28, 2021

Our schedules can build quickly without our notice. That’s often because we care a lot about the people we work with, the company we work for, or want to make the people around us happy.

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Considering Getting a Pet? How to Decide What Animal is Right for You

TUE | OCT 26, 2021

Pets spark joy in people’s lives. They’re a friend, companion, and comfort in difficult times, and research shows they make us happy.

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Local, Winter Vegetables That are Great for Your Health

THU | OCT 21, 2021

Looking for more winter vegetables, or perhaps considering growing your own? Washington State University keeps a list of winter produce that grows in western Washington.

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How to Develop a Flexible Mindset Amidst Change

MON | OCT 18, 2021

There’s nothing like a years-long global pandemic to remind us that change is inevitable and unpredictable.

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Commuting to Work Once Again? Update Your Car Insurance Policy

WED | OCT 13, 2021

When the pandemic started, many workers began working from home and lopping off lengthy commutes from their schedules.

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What You Should Consider When Getting Your Farm or Ranch Ready for Fall

WED | OCT 13, 2021

Fall is the time of the year when many people start getting ready for winter. However, it's also a time of year when farmers and ranchers are getting prepared for the cold winter months.

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How to Take Care of Your Backyard During the Changing Autumn Months

THU | OCT 07, 2021

Autumn in Washington state means pumpkin spice lattes, rain, and rivers of pine needles, yellow leaves, and Western Red Cedar branches.

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5 Tips for Protecting Your Home from Wildfires

THU | SEP 30, 2021

The last few years have seen an unprecedented rise in wildfires in the western United States.

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Back to School Insurance Checklist for Parents

TUE | SEP 28, 2021

You might not be heading back to the classroom, but back to school time is the perfect occasion to check lists, buy new, and start over.

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The Important Questions to Ask When Buying a New Home

THU | SEP 16, 2021

As the pandemic housing market booms, many home buyers are entering the market for the first time, and are facing very expensive options.

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Ways to Take Care of Your Roof to Avoid Costly Insurance Claims

WED | SEP 15, 2021

A roof is probably the most important feature of your house but the one you’d least like to pay a lot of money for.

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Will Buying a New or Used Car Be More Likely to Increase My Insurance?

TUE | SEP 14, 2021

New and used cars are currently going fast in this market, as the pandemic causes a shortage in computer chips.

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How to Build Professional Relationships at Work in a Hybrid Environment

FRI | SEP 10, 2021

As more workers return to the office, one thing is certain: the way workplaces around the world operate will never be exactly the same as before the pandemic.

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Physical Activities Your Whole Family Can Do Together

FRI | SEP 03, 2021

Finding opportunities to get exercise when you’re in charge of a household can be challenging.

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How to Take Care of Your Pandemic Pet if You’re Going Back into the Office

FRI | AUG 27, 2021

Never has a dog been more of a human’s best friend than during a pandemic.

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3 Questions Homeowners Should Be Asking Themselves

WED | AUG 25, 2021

Living through a pandemic changed us. It changed our approach to personal wellness, our work environments, our shopping habits, and our overall economy.

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How to Have Healthy Relationships with Friends or Family When You Disagree

FRI | AUG 20, 2021

Many people find it challenging to have conversations and relationships with people they disagree with.

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Plants that Can Thrive Indoors — And Help You Thrive, Too!

TUE | AUG 17, 2021

If you’ve ever marvelled at friends who talk about their house plants as though they were their pets, then perhaps you’ve never had one.

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How to Build Friendships after a Pandemic

FRI | AUG 13, 2021

If you haven’t kept in touch with all of your friends during the pandemic, you’re not the only one.

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Chemical-Free Ways to Eliminate Odors in Your Home

FRI | AUG 06, 2021

There are natural deodorizers that you likely already have in your home, and are not filled with toxins, to help you combat these unwanted odors.

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Why Being a Good Friend is Good for Your Health (and Your Friend's!)

MON | JUL 26, 2021

Research would argue that friendship is actually incredibly important to your health and well-being.

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Ways to Keep Your Memory Sharp with Age

THU | JUL 22, 2021

We need to take care of our minds in a similar way to how we take care of the rest of us, from sleep to exercise to a healthy diet to having a purpose in our days.

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The Healing Power of Nature

MON | JUL 19, 2021

Why you should make it a habit to get outside this summer.

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How to Prevent Pickpocketing During Travel

WED | JUL 14, 2021

When you’re on vacation, the last thing on your mind is likely the uncomfortable thought of getting your belongings stolen.

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How to Decide if You Should Buy a New or Used Car

FRI | JUL 09, 2021

The best decision is the one that works for you, your goals, and your budget. Here are a few things to consider when trying to make that very important choice.

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How to Keep Pests Out of Your Backyard Garden

THU | JUL 08, 2021

The Pacific Northwest is home to many animals that love enjoying a tasty snack in the backyard. And no, we’re not just talking about humans.

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Checklist for Leaving Your Home Safe & Secured on Vacation

TUE | JUL 06, 2021

It’s well worth your time to make sure that your home is going to be safe and secured before you depart on vacation.

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DIY Backyard Games You Can Do at Your Summer Gathering

SAT | JUL 03, 2021

Knowing how to throw your own small backyard gathering with family and friends is an important life skill.

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Are Your Service Lines Covered?

FRI | JUL 02, 2021

Did you know that damage to pipes and service lines coming into your home are your responsibility?

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Apartment-living Tips to Keep Your Rental Home Damage Free (and get that security deposit back!)

THU | JUL 01, 2021

Whether you’re renting an apartment, condo, or house, you’ll want to make the space feel like your own.

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Protect Your Home from Water Damage with Seepage Protection

WED | JUN 30, 2021

Water seepage can lead to mold and mildew problems which is damaging not just to your property but to your family’s health.

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How to Keep Your Family & Home Safe During Firework Season

MON | JUN 28, 2021

Fireworks are best enjoyed at a safe distance, and should be handled with expertise and caution.

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How to Create a Welcoming Workspace

THU | JUN 24, 2021

You deserve to be comfortable in your office, and so should your employees.

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What to Consider when Choosing Health Insurance for Your Small Business Employees

MON | JUN 21, 2021

Whether you run a business with one employee or a couple dozen, picking a health insurance plan can be overwhelming.

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Want to Promote the Health of Your Employees?

THU | JUN 17, 2021

There’s an app for that.

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Five Tax Tips for Small Businesses

MON | JUN 14, 2021

As a small business owner, you’re acutely aware of how taxes can eat into your profitability.

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Insurers In Washington State Can No Longer Use Your Credit Score to Calculate Your Premium

FRI | JUN 11, 2021

The insurance commissioner for the state of Washington has issued a rule banning the use of credit scores when computing someone's insurance premium.

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Simple Steps You Can Take in Your Home to be a Good Environmental Steward

WED | JUN 09, 2021

It doesn’t take an environmental science degree to help take care of the Earth.

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Getting Married?

MON | JUN 07, 2021

Here’s How It Could Affect Your Financial Planning.

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Safeguard your health from wildfire pollution this summer

THU | JUN 03, 2021

For many Washingtonians, air pollution from wildfires has only increased in the past few decades.

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It’s Time to Rethink the Power Strip

TUE | JUN 01, 2021

If there’s one thing we can all say about the modern office – we’re definitely plugged in.

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Protect Your Home from Mudflow, Flooding, Mudslides and More in the Rainy Pacific Northwest

FRI | MAY 28, 2021

A traditional homeowner’s insurance policy would likely not cover the tremendous damage caused by mudflows, flooding, landslides or mudslides.

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How to Support Your Teen's Mental Health in Washington State

WED | MAY 26, 2021

The most recent data from the statewide survey found that Washington teens rank low on their behavioral health when compared to teens in other states.

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Connected Cars

MON | MAY 24, 2021

What Are They and How Will They Affect Your Future

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How to Reduce Your Exposure to Toxins in Everyday Products

FRI | MAY 21, 2021

When we’re considering buying products like furniture or cleaning supplies, the first thing we’re probably thinking of is price or quality.

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How to Prevent Car Theft

WED | MAY 19, 2021

Count yourself lucky if you’ve never had the misfortune of having your vehicle stolen.

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Are you up-to-date on Washington’s latest driving laws?

WED | MAY 12, 2021

Whether you took driver’s education courses two years or two decades ago, it’s important to stay up-to-date with driving laws, as they can be as variable as speed limit signs on I-5.

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Rethinking the office: What your workplace could look like post-COVID-19

WED | MAY 12, 2021

For many people, the past year has been spent building makeshift home offices in bedroom closets, children’s toy rooms, or semi-clean corners of the family junk room.

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How to Keep Your Finances Healthy (even when times are tough)

FRI | APR 16, 2021

In the midst of a global pandemic, we expect to be concerned about our health, but perhaps not necessarily about our finances, too.

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How to Find Meaning, Connection, and Health in Retirement

THU | APR 15, 2021

For some people, the age of retirement is the long-awaited starting point of meaning, a moment when they can cease spending hours working for a company and instead start choosing to spend their days as they like.

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DIY Backyard Improvements that are Sustainable for the Planet and Your Home

TUE | APR 13, 2021

As the warmer months approach, we could all use a backyard summer project. Consider improvements that will both beautify your home and the planet.

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A Cleaning and Maintenance Checklist to Protect Your Home’s Longevity

MON | APR 12, 2021

After spending much of the past year at home during the pandemic, our living spaces could use a bit of care and upkeep.

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Is the Middle of a Pandemic the Time to Turn My Passion Project into a Business?

THU | APR 08, 2021

The past year has been tough on businesses, especially small ones with little financial leeway to stay afloat amidst a global economic crisis.

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5 Tips to Remember When Trading In Your Car

WED | APR 07, 2021

We all get that itch to drive a new or newer vehicle. But before you start looking, start your research.

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Why Washington State Residents Should Consider Earthquake Insurance for the Big One

FRI | APR 02, 2021

If you’ve lived in Washington state for very long, you’ve heard that we’re due for an eventful earthquake that could hit 9.0 on the Richter scale, severely impacting the Pacific Northwest in a way we haven’t seen in our lifetimes.

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Why Getting Boat Insurance is More Important During the Pandemic Than Ever

WED | MAR 31, 2021

During a global pandemic, there are few places to venture by land that can feel very safe. That’s why many people are heading to the waterways.

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Some of the More ‘Explosive’ Insurance Claims in Washington State (And a Reminder to Check Your Gas Lines)

MON | MAR 29, 2021

Action movie lovers can expect to see at least one epic explosion scene where the hero escapes the chaos within an inch of their lives.

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Preparing Your Home for All Four Seasons of the Pacific Northwest

WED | MAR 24, 2021

One of the best parts of living in the Pacific Northwest is getting to experience all four seasons without too much extreme weather.

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How to Stay Mentally and Physically Well — and Give Your Health Insurance a Boost at the Same Time

MON | MAR 22, 2021

There are so many things to take care of in one day, it can be easy to forget that your body should be at the top of the list.

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How Practicing Gratitude Can Make a Difference in Your Health

FRI | MAR 19, 2021

Feeling thankful in the midst of a pandemic may sound like a tall order. On a personal and global level, we’re all experiencing a significant amount of stress and fear.

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From Property to Pets, Here’s the History of Insurance in the United States

WED | MAR 17, 2021

We can thank Benjamin Franklin for a lot of good inventions in American history, from libraries to the lightning rod.

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Feeling lonely? Taking Time for Friends Will Have a Good Impact on Your Health (And Your Insurance)

MON | MAR 15, 2021

While the COVID-19 pandemic didn’t invent the concept of loneliness, it can certainly feel that way.

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Become a Safer Driver and Improve Your Car Insurance Rates

TUE | MAR 09, 2021

When insurance companies sign up new members, they’re not just adding new people to their rosters.

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A Home Inventory List

WED | MAR 03, 2021

The average person owns 300,000 items. Three. Hundred. Thousand. Items.

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Earthquakes: Be prepared, Be insured.

THU | FEB 25, 2021

According to usgs.gov, nearly half of the fifty states experience at least one earthquake annually.

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Why You Might Need Artisan Contractor Insurance

TUE | FEB 23, 2021

Construction jobs involve a variety of general and specialized skills, usually overseen by the general contractor.

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Snow, Ice and Roofs

FRI | FEB 19, 2021

That makes for a great song title, but snow’s not as much fun when it’s piling on top of your roof.

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FAQ: Insuring Business Vehicles

THU | FEB 18, 2021

If your company owns vehicles used in the regular course of doing business, you likely need Business Auto Policy (BAP) coverage.

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What Is an Annuity?

TUE | FEB 16, 2021

Consumers have more and more financial tools at their disposal to help them save for their future, but one of the least known is an annuity.

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Call before you dig … yes, you!

THU | FEB 11, 2021

We’ve all heard the refrain…Call before you dig. You might think this is for construction workers or excavators. But it applies to you, too, even if you want to plant flowers in your front yard.

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Insuring Your Small Manufacturing Business

TUE | FEB 09, 2021

As a manufacturer, your business faces unique risks, and you may need specific coverages to protect your business activities fully.

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10 Ways to Add Home Security Without Breaking the Bank

TUE | JAN 26, 2021

The afterglow of the new year is a great time to reevaluate the security of your home and those new presents from the holidays.

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Winter Prep and Driving Tips + 3 Ways to Save Money

MON | JAN 11, 2021

The best way to save money on car insurance is to drive safely.

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Ordinance Coverage

MON | DEC 28, 2020

Every municipality sets its own city ordinances, and those are updated over time as safer products or techniques become available.

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Do you need professional liability insurance?

MON | DEC 28, 2020

If you work in a career in which your professional knowledge and training dramatically impact the lives of others, and you could be sued if someone alleges you provided terrible advice, you might benefit from professional liability insurance.

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How to Protect Yourself from Employee Lawsuits

MON | DEC 21, 2020

Lawsuits brought against employers by current or past employees, and even prospective employees who feel they were unfairly denied employment, have been rising in recent years.

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How to Insure Your Home-based Business

SUN | DEC 20, 2020

More and more of us work remotely from our homes, many of us establish full or part-time businesses based in our homes, and others may work elsewhere but still maintain a home office dedicated to our work.

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How to Keep Your Workplace Safe During the Winter

THU | DEC 03, 2020

If you own a business, you’ll want to make sure you’re prepared to provide a safe and hazard-free workplace during the winter months.

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Winter Prep & Insurance

THU | NOV 26, 2020

Running through a winter preparation list now can help you protect yourself, your home, and your property.

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Six Tips for Being a Successful At-home Worker

TUE | NOV 24, 2020

Whether you’re taking advantage of your employer’s remote worker policy, or you’re an entrepreneur or freelancer establishing a home office, it’s important to establish habits early that can help ensure your success.

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A brief overview of Inland Marine Insurance

THU | NOV 05, 2020

Inland Marine Insurance applies to goods and property transported by land, an extension of ocean marine insurance, which protects property transported by water.

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Know Your Rights as a Tenant

TUE | NOV 03, 2020

If you rent property from a private individual or management company, you may think they have all the power as the property owner, but that’s not the case.

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The Original Insurance – Ocean Marine

MON | OCT 26, 2020

Did you know that the first known form of insurance was created to protect ocean vessels and their cargo.

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Employee Spotlight: Nate Hopper

WED | OCT 07, 2020

Nate Hopper has been working at Sea-Mountain since 2014. In honor of his upcoming wedding this month let’s take an opportunity to get to know Nate a little better!

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Celebrate the Positive

SUN | SEP 13, 2020

Today marks Positive Thinking Day.

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Developing a Storm Preparedness Plan for Your Boat: Tropical Storms and Hurricanes

SUN | AUG 23, 2020

We continue to monitor devastating natural disasters across our country. In the last week we have seen derechos, destructive wildfires and now two tropical storms on a collision course in the Gulf of Mexico. Planning for these disasters have never been more important.

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Service and Community Preserve Alaska Salmon Fisheries

THU | AUG 20, 2020

At Sea Mountain Insurance, we're privileged to know and serve commercial fishermen in Alaska and Washington by placing insurance on their vessels.

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8 Ways to Stay Connected with Friends & Family Today

WED | JUL 29, 2020

Some of the most important commodities on this planet are our health, love, & happiness.

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Your Water Safety Checklist

FRI | JUN 05, 2020

It’s a good time to review this water safety checklist and take action now to keep you and your loved ones safe this summer.

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10 Ways to Keep Your Family Safe Around Water

FRI | MAY 01, 2020

Whatever your water fun preference, make sure you and your loved ones don’t end up as a statistic by following these ten water safety rules.

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