Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.
WED | MAR 03, 2021
The average person owns 300,000 items. Three. Hundred. Thousand. Items.
CONTINUE READINGTHU | FEB 25, 2021
According to usgs.gov, nearly half of the fifty states experience at least one earthquake annually.
CONTINUE READINGTUE | FEB 23, 2021
Construction jobs involve a variety of general and specialized skills, usually overseen by the general contractor.
CONTINUE READINGFRI | FEB 19, 2021
That makes for a great song title, but snow’s not as much fun when it’s piling on top of your roof.
CONTINUE READINGTHU | FEB 18, 2021
If your company owns vehicles used in the regular course of doing business, you likely need Business Auto Policy (BAP) coverage.
CONTINUE READINGTUE | FEB 16, 2021
Consumers have more and more financial tools at their disposal to help them save for their future, but one of the least known is an annuity.
CONTINUE READINGTHU | FEB 11, 2021
We’ve all heard the refrain…Call before you dig. You might think this is for construction workers or excavators. But it applies to you, too, even if you want to plant flowers in your front yard.
CONTINUE READINGTUE | FEB 09, 2021
As a manufacturer, your business faces unique risks, and you may need specific coverages to protect your business activities fully.
CONTINUE READINGTUE | JAN 26, 2021
The afterglow of the new year is a great time to reevaluate the security of your home and those new presents from the holidays.
CONTINUE READINGMON | JAN 11, 2021
The best way to save money on car insurance is to drive safely.
CONTINUE READINGMON | DEC 28, 2020
Every municipality sets its own city ordinances, and those are updated over time as safer products or techniques become available.
CONTINUE READINGMON | DEC 28, 2020
If you work in a career in which your professional knowledge and training dramatically impact the lives of others, and you could be sued if someone alleges you provided terrible advice, you might benefit from professional liability insurance.
CONTINUE READINGMON | DEC 21, 2020
Lawsuits brought against employers by current or past employees, and even prospective employees who feel they were unfairly denied employment, have been rising in recent years.
CONTINUE READINGSUN | DEC 20, 2020
More and more of us work remotely from our homes, many of us establish full or part-time businesses based in our homes, and others may work elsewhere but still maintain a home office dedicated to our work.
CONTINUE READINGTHU | DEC 03, 2020
If you own a business, you’ll want to make sure you’re prepared to provide a safe and hazard-free workplace during the winter months.
CONTINUE READINGTHU | NOV 26, 2020
Running through a winter preparation list now can help you protect yourself, your home, and your property.
CONTINUE READINGTUE | NOV 24, 2020
Whether you’re taking advantage of your employer’s remote worker policy, or you’re an entrepreneur or freelancer establishing a home office, it’s important to establish habits early that can help ensure your success.
CONTINUE READINGTHU | NOV 05, 2020
Inland Marine Insurance applies to goods and property transported by land, an extension of ocean marine insurance, which protects property transported by water.
CONTINUE READINGTUE | NOV 03, 2020
If you rent property from a private individual or management company, you may think they have all the power as the property owner, but that’s not the case.
CONTINUE READINGMON | OCT 26, 2020
Did you know that the first known form of insurance was created to protect ocean vessels and their cargo.
CONTINUE READINGWED | OCT 07, 2020
Nate Hopper has been working at Sea-Mountain since 2014. In honor of his upcoming wedding this month let’s take an opportunity to get to know Nate a little better!
CONTINUE READINGSUN | AUG 23, 2020
We continue to monitor devastating natural disasters across our country. In the last week we have seen derechos, destructive wildfires and now two tropical storms on a collision course in the Gulf of Mexico. Planning for these disasters have never been more important.
CONTINUE READINGTHU | AUG 20, 2020
At Sea Mountain Insurance, we're privileged to know and serve commercial fishermen in Alaska and Washington by placing insurance on their vessels.
CONTINUE READINGWED | JUL 29, 2020
Some of the most important commodities on this planet are our health, love, & happiness.
CONTINUE READINGFRI | JUN 05, 2020
It’s a good time to review this water safety checklist and take action now to keep you and your loved ones safe this summer.
CONTINUE READINGWED | MAY 27, 2020
We’re horse people too and understand what you are feeling when your horse is injured or sick. We are happy to assist you in filing a claim to ease the stress of the situation.
CONTINUE READINGWED | MAY 20, 2020
Care, Custody & Control is a secondary type of liability insurance added to your policy that provides coverage for the loss of a horse that is in your care, custody or control, but not owned or leased by you.
CONTINUE READINGFRI | MAY 15, 2020
Events and clinics are a great way to build community and a fun way to educate yourself and others.
CONTINUE READINGFRI | MAY 01, 2020
Whatever your water fun preference, make sure you and your loved ones don’t end up as a statistic by following these ten water safety rules.
CONTINUE READINGWED | APR 22, 2020
If you're thinking about purchasing a new car or truck, it makes sense that you might trade in your current vehicle to help you with a down payment. Or maybe you have a vehicle you no longer need and are just looking for a way to make some extra cash.
CONTINUE READINGWED | APR 15, 2020
If there's one thing that research points out, it's that teens are, literally, the worst drivers. According to the CDC, motor vehicle crashes are a leading cause of death for teenagers, and the risk of motor vehicle crashes is higher among teens aged 16-19 than among any other age group.
CONTINUE READINGWED | APR 01, 2020
If you're a small business owner, every dollar counts, and tax preparation is no exception. The good news is that there are many ways for small business owners to maximize credits and deductions, and to find help and resources for preparation. Here are our top five tips for a stress-free tax season.
CONTINUE READINGWED | MAR 25, 2020
You get rear-ended at an icy intersection or sideswiped in a parking lot: an inconvenient, but manageable problem. You alert your insurance and contact your mechanic to discuss repairs. But if your car is a recent model, what comes next might be more involved than you anticipated.
CONTINUE READINGWED | MAR 18, 2020
Getting married this summer? Read on for ways that marriage affects insurance and other financial considerations to handle before tying the knot.
CONTINUE READINGWED | FEB 19, 2020
If you don't have the resources to handle it, a flat tire can ruin your plans, and sometimes, your day. But, under the right circumstances, anyone can safely change a tire. Here's what you need to know to be ready for a flat, how to change it yourself, and when to call for help.
CONTINUE READINGWED | FEB 12, 2020
How do you keep your appliances running their best, and getting a good return for your investment by having them work for as many years as possible? Here are a few tips to improve the performance and longevity of appliances.
CONTINUE READINGWED | FEB 05, 2020
We all start the New Year vowing to do better, with our health, our relationships, and of course, our finances. But how do you even begin to make improvements if your financial situation is far less than ideal?
CONTINUE READINGWED | JAN 29, 2020
There are a variety of potentially serious and costly problems that can happen when you allow too much snow to pile up on your roof: water damage, leakage and in some extreme cases, collapse.
CONTINUE READINGWED | JAN 22, 2020
A corporation's responsibility is to its shareholders and bottom line.
CONTINUE READINGWED | JAN 15, 2020
Even if you're used to it, driving on ice and snow can be nerve-wracking even during clear skies.
CONTINUE READINGTHU | JAN 02, 2020
Starting your own business is inherently risky.
CONTINUE READINGWED | DEC 25, 2019
You put so much into the interior of your home, and maybe even its landscaping and outdoor spaces.
CONTINUE READINGWED | DEC 18, 2019
As the end of the year approaches, it's a good time to take inventory, reflect on the past, and make plans for future goals.
CONTINUE READINGWED | DEC 11, 2019
We've all got plans for the holidays and winter season: trips to take, winter activities to try, and the everyday to-do lists that don't stop just because the cold weather has arrived.
CONTINUE READINGWED | DEC 04, 2019
Artisan contractors are essential to the building industry and to making indoor spaces functional and beautiful.
CONTINUE READINGWED | NOV 27, 2019
Make sure your automobile is up to the challenge by getting it winter ready.
CONTINUE READINGWED | NOV 20, 2019
"Call before you dig" is a refrain you may have already heard from Public Service Announcements on the radio or TV.
CONTINUE READINGWED | NOV 13, 2019
The holidays are a time for potlucks, office parties, and food-related gifts. But how can you be sure that mystery casserole, fruitcake gift basket, or shrimp cocktail are safe to eat?
CONTINUE READINGWED | NOV 06, 2019
Running a small business in Washington can bring daily challenges, from minor equipment breakdowns to staff or customer injuries; or damage to your building caused by a storm or break in.
CONTINUE READINGFRI | NOV 01, 2019
Coffee really is a wonderful thing. It tastes and smells heavenly, especially first thing in the morning. It enlivens us when we're sluggish, and bolsters our courage when we're timid. It sharpens our minds and makes our tongues more articulate.
CONTINUE READINGFRI | NOV 01, 2019
Many of us spend more time at work than we do at home. That's why it's important to ensure your work environment is a healthy one in which you and your employees are protected from potential dangers and safe from exposure to harmful chemicals.
CONTINUE READINGFRI | NOV 01, 2019
It's the place where we seek rest and respite from the demands of the workday and the outside world. It's where we spend quality time with friends and family. It's where we cook, eat, sleep, shower, and sit by the fire. It's home, and it really is sweet.
CONTINUE READINGFRI | NOV 01, 2019
With your auto insurance, life insurance, home insurance, health insurance, and business insurance, you're probably pretty confident you've got all your bases covered. No matter what might happen, you have a policy in place to offset any of the misfortunes that could befall you or your property.
CONTINUE READINGFRI | NOV 01, 2019
Last month's New Year celebrations had good cause; we have a chance to be grateful for the years behind us as we look forward to the years ahead. Chances are, as we clinked champagne glasses with friends and family, the idea of not being around to celebrate with them next year never crossed our mind
CONTINUE READINGFRI | NOV 01, 2019
Times have changed, and Washington insurance options have followed suit. Today, most of us rely heavily on technology to keep both our businesses and our personal lives running smoothly.
CONTINUE READINGFRI | NOV 01, 2019
Is there anything quite so pleasant as coming home to a warm and cozy house on a cold winter's day? Home isn't just where the heart is; in the winter, it's also where the hearth is.
CONTINUE READINGFRI | NOV 01, 2019
When business trips, family vacations, fun weekend getaways, or even long workdays keep you away, it's important for Washington homeowners to know your home sweet home is safe in your absence.
CONTINUE READINGFRI | NOV 01, 2019
The New Year is traditionally a time of renewal and revision. We stay up late on December 31 to drink champagne and kiss the one we love-all in celebration of the fact that we have been granted a fresh start.
CONTINUE READINGFRI | NOV 01, 2019
Your stocking may be full this Christmas, but what about your emergency supply kit for winter driving? It, too, should be full of goodies: handy supplies and equipment to ensure you and your loved ones stay safe and warm in the event of a road-related emergency.
CONTINUE READINGFRI | NOV 01, 2019
Roads can be positively deadly in the wintertime. According to icyroadsafety.com, there were an average of 467 fatalities per year between 2008 and 2010 due to icy roads alone. And, even if you live in warmer climates, winter driving can be a wild and wooly experience regardless.
CONTINUE READINGFRI | NOV 01, 2019
You're probably accustomed to taking stock of the assets that lend spark to your personal life - jewelry, collectibles, and art, for example. But your business has assets, too. Have you taken the time to assess just what they may be, and obtain the coverage you need to ensure their protection?
CONTINUE READINGFRI | NOV 01, 2019
D&O is the common abbreviation for Directors' and Officers' Liability Insurance. This is a type of liability insurance that protects Washington directors and officers of an organization by covering damages or defense costs in the event that they are sued for alleged wrongful acts.
CONTINUE READINGFRI | NOV 01, 2019
In Washington, the holidays are a special time of year for so many reasons. They may be spiritually significant, or bring us closer to our friends and families. They are a time of giving, gathering, and sharing good food.
CONTINUE READINGFRI | NOV 01, 2019
According to a 2011 statistic from Iconoculture.com, 35 percent of workers under the age of 31 have started a side business to supplement their income. Millenials are multitalented, and may be more eager to use their varied skills in different capacities than previous generations.
CONTINUE READINGFRI | NOV 01, 2019
It's that time of year again when many of us in the Washington hop into a plane, train, or automobile to spend the holidays with far-flung friends and relatives.
CONTINUE READINGFRI | NOV 01, 2019
Most of us in Washington use dozens of websites that require a username and password. Trying to remember your username is hard enough, but trying to remember an assortment of passwords can seem virtually impossible.
CONTINUE READINGFRI | NOV 01, 2019
Even Washington businesses with the most effective Human Resources Departments and the happiest of employees are vulnerable to lawsuits. Unforeseen situations can quickly escalate, positive working relationships can turn sour, and employees can become litigious, sometimes without a valid reason.
CONTINUE READINGFRI | NOV 01, 2019
Before winter strikes in Washington, most of us tuck away our summer clothes and bring out the sweaters, coats, and scarves that will keep our bodies cozy when there's a chill in the air.
CONTINUE READINGFRI | NOV 01, 2019
Those who live on the West Coast have experienced their share of scary tremors, and even residents of the Midwest and South are threatened by quakes originating in the New Madrid Fault Line. Since virtually every portion of the U.S. is vulnerable to earthquakes, it is prudent to be prepared.
CONTINUE READINGFRI | NOV 01, 2019
As youngsters, the more serious-minded among us were vigilant about making the Scout motto "Be Prepared" a reality. Now with the latest round of earthquakes and hurricanes, the old adage is more relevant than ever.
CONTINUE READINGFRI | NOV 01, 2019
September is here, and you know what that means. It marks the end of summer and the beginning of school and falling leaves. What you probably didn't know is that September also stands for National Preparedness Month (NPM).
CONTINUE READINGFRI | NOV 01, 2019
For those with kids, back to school time is here. At this point, the back to school shopping is done, and now it's back to new homerooms, homework, sports, extracurricular activities, school plays, and the list goes on.
CONTINUE READINGFRI | NOV 01, 2019
The heat and humidity that tend to lurk around in the summer months around Washington create the perfect recipe for thunderstorms. Occurring either late in the afternoon after big black clouds slowly build up and rumble or springing up out of nowhere.
CONTINUE READINGFRI | NOV 01, 2019
Has this ever happened to you? You turn on the gas to your grill, try to light it and nothing happens. A few seconds pass, you keep hitting the ignite switch and finally it lights with force, due to all of the gas that's been slowly leaking out.
CONTINUE READINGFRI | NOV 01, 2019
Reality television has a way of glamorizing good, old fashioned outdoor work, with shows like "Extreme Loggers," "Deadliest Catch" and "Dirty Jobs."
CONTINUE READINGFRI | NOV 01, 2019
August marks the beginning of back to school shopping and the last full month of summer. And with fall peeking its head over the horizon, bringing with it the start of cold and flu season, it makes sense that August also marks National Immunization Awareness Month.
CONTINUE READINGFRI | NOV 01, 2019
Earthquakes have certainly grabbed our attention in the news these days and as a local, independent insurance agency, we can handle your Earthquake insurance needs.
CONTINUE READINGFRI | NOV 01, 2019
Does a flood insurance policy cover property damage from a Tsunami triggered by an earthquake?
CONTINUE READINGFRI | NOV 01, 2019
In these cost-conscious days, everyone is trying to save money wherever and whenever they can. It seems that people may especially look to their insurance policies as a place to realize some savings.
CONTINUE READINGFRI | NOV 01, 2019
If you have a domestic employee, such as a gardener, housekeeper, or nanny, who drives his or her own auto while working for you, there is a potential for you to incur liability arising from their driving that would not be adequately insured.
CONTINUE READINGFRI | NOV 01, 2019
Want to Maximize Your Insurance Dollars? Make 'Conduct a Home Inventory' One of Your New Year's Resolutions
CONTINUE READINGFRI | NOV 01, 2019
I.I.I. Offers Holiday Safety Tips
CONTINUE READINGFRI | NOV 01, 2019
What do real estate firms, golf courses, law offices, banks, farm owners, contractors, dry cleaners and gas stations have in common?
CONTINUE READINGFRI | NOV 01, 2019
Artisan contractors like carpenters, roofers, electricians and plumbers often have basic insurance needs taken care of through a Business Owners Insurance Policy (BOP)
CONTINUE READINGFRI | NOV 01, 2019
An office is the primary or only premises for numerous types of small businesses, including, for example, employment, travel, collection, insurance, advertising, and other agencies.
CONTINUE READINGFRI | NOV 01, 2019
Construction businesses need the same kind of insurance as other businesses, but special situation unique to the building trades mean you often need supplemental insurance.
CONTINUE READINGFRI | NOV 01, 2019
A standard homeowners insurance policy includes four essential types of coverage. They include:
CONTINUE READINGFRI | NOV 01, 2019
Most business insurance policies are designed to protect the assets and earning of the business entity.
CONTINUE READINGFRI | NOV 01, 2019
Like a business or a homeowner, a nonprofit organization needs to protect its property from loss from a fire, by theft and from many other hazards.
CONTINUE READINGFRI | NOV 01, 2019
Although the range of different product manufacturers produces is huge, with only a few exceptions the risk exposures differ more in degree than in kind.
CONTINUE READINGFRI | NOV 01, 2019
As winter starts to set in most of us will be spending more time indoors. Now is a good time to review this checklist for safety, comfort, and savings. Around your home...
CONTINUE READINGFRI | NOV 01, 2019
See Also: Insurance Company Claim Phone Numbers and Website
CONTINUE READINGFRI | NOV 01, 2019
See Also: Insurance Company Claim Phone Numbers and Website
CONTINUE READINGFRI | NOV 01, 2019
If your business promotes or markets its products or services over the Internet, there are unique property and liability risks.
CONTINUE READINGFRI | NOV 01, 2019
According to the National Highway Traffic Safety Administration, driver distractions are a contributing cause in approximately 25 percent of all motor vehicle crashes or about 1.2 million accidents.
CONTINUE READINGFRI | NOV 01, 2019
In its most general sense, an annuity is an agreement for one person or organization to pay another a stream or series of payments.
CONTINUE READINGFRI | NOV 01, 2019
Defective electrical wiring systems cause approximately 40,000 residential fires annually, according to a United States Consumer Product Safety Commission (CPSC) study.
CONTINUE READINGFRI | NOV 01, 2019
Yes. Floods, earthquakes and acts of terrorism are generally not covered
CONTINUE READINGFRI | NOV 01, 2019
What is risk management?
CONTINUE READINGFRI | NOV 01, 2019
Quite possibly. Here are 10 reasons to own life insurance after your kids have left home:
CONTINUE READINGFRI | NOV 01, 2019
If your employer gives you a choice of plans or you need to purchase your own coverage, it is crucial that you understand your health insurance choices and pick the insurance that is best for you and your family.
CONTINUE READINGFRI | NOV 01, 2019
Term insurance comes in two basic varieties-level term and decreasing term. These days, almost everyone buys level term insurance.
CONTINUE READINGFRI | NOV 01, 2019
You should consider term life insurance if:
CONTINUE READINGFRI | NOV 01, 2019
The last thing you want to happen after you die is for your beneficiaries to be unable to locate and submit a claim on your life insurance.
CONTINUE READINGFRI | NOV 01, 2019
There are a number of preventative measures you can take to avoid water back up damage and minimize the amount of damage should it occur.
CONTINUE READINGFRI | NOV 01, 2019
Long Term Care Insurance (LTC) is designed to reimburse you for expenses for everyday living assistance, should something happen to you.
CONTINUE READINGFRI | NOV 01, 2019
According to the U.S. Consumer Product Safety Commission, over 200 people in the United States die annually from carbon monoxide poisoning, usually due to faulty gas appliances.
CONTINUE READINGFRI | NOV 01, 2019
Business Interruption Insurance (BII) is an often overlooked insurance coverage that protects against exposures to loss every bit is vital as fire or litigation.
CONTINUE READINGFRI | NOV 01, 2019
At first blush, moving the groggy transition from standard time to saving time doesn't seem like much of an event.
CONTINUE READINGFRI | NOV 01, 2019
Disability Insurance is designed to reimburse lost wages in the event of a disabling accident or illness.
CONTINUE READINGFRI | NOV 01, 2019
Ocean marine insurance is sometimes referred to as "wet" Marine Insurance.
CONTINUE READINGFRI | NOV 01, 2019
Professional Liability Insurance...what is that and who needs it?
CONTINUE READINGFRI | NOV 01, 2019
A survey of 422 businesses in May and June of 2006* indicated that, for 89% of the participants, at least one new law suit was filed in the prior year.
CONTINUE READINGFRI | NOV 01, 2019
Twenty five percent of the businesses forced to close due to a disaster or emergency never reopen.
CONTINUE READINGFRI | NOV 01, 2019
Your home or small business wireless network comes with security but it won't work if you don't turn it on.
CONTINUE READINGFRI | NOV 01, 2019
What is a small business? Small is a subjective word, meaning different things to different people.
CONTINUE READINGTHU | OCT 31, 2019
Ocean Marine Insurance is generally regarded as the oldest form of insurance.
CONTINUE READINGWED | OCT 30, 2019
For those who live in snowy climates, winter is on the way. Take advantage of those sunny fall days to prepare your home and yard for frigid temperatures and icy conditions before the snow flies.
CONTINUE READINGWED | OCT 16, 2019
Every week there's a new recall in the news, and it seems that no auto retailer has gone unpunished for some minor or major manufacturing defect that has put its customers at risk.
CONTINUE READINGWED | OCT 09, 2019
All Terrain Vehicles, or ATVs, can provide hours of thrilling fall fun. But they can also be extremely dangerous.
CONTINUE READINGWED | OCT 02, 2019
Finances can be stressful when you're approaching retirement; but not taking an honest at your financial picture can make things much worse later on.
CONTINUE READINGWED | SEP 25, 2019
If you're thinking of starting a business, writing a business plan may seem overwhelming, unnecessary, or both. Maybe you're going into an industry you already know extremely well; or maybe you simply feel confident that you know where you want to go and can articulate it to others.
CONTINUE READINGWED | SEP 18, 2019
Americans love their stuff. And most of us have things in storage somewhere: the garage, attic, basement, or a storage unit off site. But what's the point of having all these things if they never get used, looked at, or if you can't even remember you have something you need when
CONTINUE READINGWED | SEP 11, 2019
As a renter, it may seem that you have little control over the property in which you live. But every state has laws to protect renters from the beginning to the end of the process. It's important to know your rights and responsibilities as a renter, so you can protect yourself in
CONTINUE READINGWED | SEP 04, 2019
Trampolines, swingsets and other backyard play equipment can be scream-your-head-off fun, but also incredibly dangerous. Here are some things you should know, and steps you can take to make your backyard a haven for safe play:
CONTINUE READINGWED | AUG 28, 2019
Opening a restaurant is a lifelong dream for some small business owners. And as with starting any business, it takes a lot of guts, not to mention blood, sweat, and tears, just to get it up and running.
CONTINUE READINGWED | AUG 21, 2019
There are many reasons you might have additional buildings or structures on your property. Often, these buildings will be covered by your homeowner's insurance. Here's everything you need to know about insuring other structures on your property.
CONTINUE READINGWED | AUG 07, 2019
Having a seasonal home in your favorite vacation spot is part of the American dream for many families. A seasonal home requires maintenance and protection, which is difficult to do when you're not there most of the time. Here's what you should consider when purchasing and insuring your seasonal home
CONTINUE READINGWED | JUL 31, 2019
Good tires are essential for safe driving and a smooth ride. Regular tire maintenance is relatively simple and inexpensive, and can greatly extend the life of your tires. Here are the basic things you need to know to maintain your current tires or to purchase new ones.
CONTINUE READINGWED | JUL 24, 2019
Although motorcycle enthusiasts in certain areas of the country are able to ride year round, spring and summer is when most bike owners are finally able to get out there on the open road. Before you take that first ride, make sure that your bike is up to the task and ready to go.
CONTINUE READINGWED | JUL 10, 2019
When a private company becomes a corporation, it's required by law that the company assemble a board of directors. Here's what you need to know if you are a business owner or nonprofit director who wants to put together a top-notch board of directors.
CONTINUE READINGWED | JUL 03, 2019
Whether you're on a bike, motorcycle, or an all-terrain-vehicle (ATV), you should always wear a helmet. Although many states have helmet laws, they can vary quite a bit. So why should you wear a helmet, even if it's not the law?
CONTINUE READINGWED | JUN 26, 2019
Summer means that millions of Americans will soon start packing their cars to go camping, visit the beach or faraway relatives only to find that there's not enough room for all of their stuff. Here's all you need to know about securing your stuff before you hit the road.
CONTINUE READINGWED | JUN 19, 2019
Owning a pool takes some time and energy, but keeping it clean ensures the safety of your guests and the longevity of your investment. Follow these tips for regular upkeep so you can spend more time enjoying your pool than you do maintaining it:
CONTINUE READINGWED | JUN 12, 2019
Trees add a lot to a community and neighborhood in Washington, and they even enhance the value of the properties they inhabit. Here are some ways to maintain trees on your property.
CONTINUE READINGWED | JUN 05, 2019
For boating enthusiasts, being out on the water is the best part of summer--but only if nothing goes wrong. The U.S. Coast Guard and the National Safety Council offer many ways that recreational boaters can stay safe on the water and minimize the risk of injury.
CONTINUE READINGWED | MAY 29, 2019
Although the idea for Inland Marine Insurance was inspired by Ocean Marine Insurance, it doesn't actually have anything to do with the sea. So does your business need Inland Marine Insurance?
CONTINUE READINGWED | MAY 22, 2019
We're all distracted these days. In every moment, there are dozens of things competing for our attention, and well, driving is no exception. So how do we keep our attention where it needs to be?
CONTINUE READINGWED | MAY 15, 2019
Take a weekend to tend to your home's basic needs after a long winter. These important home maintenance tasks can save you time and money in the long run as well as prevent serious problems or safety hazards that could damage your home or put your family at risk.
CONTINUE READINGWED | MAY 01, 2019
It can be a thrilling experience to get out and experience nature in an off-road vehicle. If you're the owner of an ATV or UTV, it's important to be sure you're properly covered to protect yourself, others and your vehicle from loss or damage.
CONTINUE READINGWED | APR 24, 2019
According to the National Safety Council, someone is killed in a car accident every 15 minutes, and many more are injured each day. Here are some basics to review to make sure that you're doing your part to be a responsible driver, and to protect yourself and your community.
CONTINUE READINGWED | APR 17, 2019
We all love how fresh and wonderful a home can feel after a good spring cleaning; but getting started can be overwhelming. Here's how to get maximum results, whether you have a few hours, a few days, or no extra time at all.
CONTINUE READINGWED | APR 10, 2019
If you're a business owner, you need insurance. Here are some risks and coverages you will want to take into account as you work with Sea Mountain Insurance to find the right plan for you.
CONTINUE READINGWED | APR 03, 2019
Many parents rightly experience a strong anxiety when turning over the car keys to their new teen driver. There are several things a parent can do to make sure that the teenage driving experience is a safe one.
CONTINUE READINGWED | MAR 27, 2019
Companies like Facebook, Google, and Amazon have set up alternative work cultures, with food and exercise on site. So what can small businesses learn from these uber-successful tech giants? And how can they implement similar ideas without breaking the bank?
CONTINUE READINGWED | MAR 20, 2019
Everyone experiences stress and not all of it is bad. But when stress levels stay high or become chronic, they can cause a huge variety of health issues or make existing health problems worse. Overproduction of stress hormones can damage the brain, heart, and other organs.
CONTINUE READINGWED | MAR 13, 2019
Selling your home this summer? If so, there are some quick cosmetic fixes that can make a big difference, and starting now can help. There are several things you can do to make your home more attractive to buyers that won't require a ton of time and money just a little of each.
CONTINUE READINGWED | MAR 06, 2019
Spring is fast approaching and for some drivers that means it's time to shop for a new car. The following cars are rated as the top ten most expensive cars to insure. However, at the end of the day, several factors affect your car insurance premium, not just the price tag on your dream vehicle.
CONTINUE READINGWED | FEB 27, 2019
Balance... that thing you swing past on the way from one extreme to the other. But doing that as a rule can make you irritable, lead to burnout, and in some cases, ruin relationships. Here's how to inch a little closer to balance if your life has gotten out of whack.
CONTINUE READINGWED | FEB 20, 2019
You've decided to remodel your home. Any change to the structure or use of the property will, more often than not, change your policy. However, you'll never know until you contact your insurance company, which you should do before any type of home renovation.
CONTINUE READINGWED | FEB 13, 2019
February is American Heart Month, and even if you don't have heart disease, it's time to learn whether you're at risk, and what you can do about it. High blood pressure is a leading cause of death in Americans and one of the most important things to address for a healthy heart.
CONTINUE READINGWED | FEB 06, 2019
It seems like a lot of people have a side hustle these days, a way to make some extra money or pursue the things that really strike their interests. And plenty of people have turned even their most unusual hobbies, dreams and ideas into full-time careers.
CONTINUE READINGWED | JAN 23, 2019
It seems like every week there was a new headline about some serious privacy breach, intentional or otherwise, occurring at a major organization. Here are a few important takeaways from the year in digital privacy, and a few things you can do to make your information safer.
CONTINUE READINGWED | JAN 16, 2019
Let's face it, most of us probably don't think much about replacing everyday household items, the ones we hang onto for months or even years. But hiding in our house are many tools and products that should be refreshed on a regular basis to prevent illness and disease.
CONTINUE READINGWED | JAN 09, 2019
Many popular winter sports such as skiing, snowboarding, snowmobiling, and even sledding can be high risk. Keep reading to find out the real risk and how can you protect yourself and your loved ones from sports injuries this winter.
CONTINUE READINGWED | JAN 02, 2019
For many modern entrepreneurs, creatives, and freelancers, working from home is a dream come true. But the reality of it can be much different. How do you stay on task, handle isolation, and keep yourself from eating a full sleeve of cookies from the kitchen? Read on to find out.
CONTINUE READINGWED | DEC 26, 2018
Whether you're an advanced skier or just starting out, a ski vacation can be a wonderful way to relax, have fun, and spend hard-earned time off with family and friends. Getting all the details right might seem overwhelming, but it doesn't have to be.
CONTINUE READINGWED | DEC 19, 2018
There's nothing more magical than seeing a child's eyes light up upon opening a special gift during the holidays. Here is what you need to know to choose safe and healthy toys for your kids.
CONTINUE READINGWED | DEC 12, 2018
Cold and flu season in Washington is officially here. Perhaps, as recommended by health departments nationwide, you got a flu shot, and maybe you'll get lucky and avoid getting sick. But if you do catch what's going around, here are six ways to minimize your pain and suffering.
CONTINUE READINGWED | DEC 05, 2018
Owning a business means that you're responsible and often liable for the welfare of your staff and clients. Winter can bring extra hazards and increase the possibility of accidents and injury.
CONTINUE READINGWED | NOV 28, 2018
As winter approaches, rain, snow, ice, sudden storms, and severe temperatures are on the way in many parts of the U.S. Here are some important steps to take in the coming weeks:
CONTINUE READINGWED | NOV 21, 2018
It's exciting to pack up the whole family and make a journey to see close friends, visit a magical (or just warm) location, or spend time with extended family over the holidays. Here are some tips for making your holiday travel time more relaxed and enjoyable.
CONTINUE READINGWED | NOV 14, 2018
How much do you know about your skin or skin overall, for that matter? November is National Healthy Skin Month, and a good time to set aside all the latest skincare fads and get some real information about your skin, what it does, and what truly is the best way to take care of it
CONTINUE READINGWED | NOV 07, 2018
In today's information economy, it's easier than ever for potential customers to get what used to be considered inside information on companies' business practices, products, and, maybe most importantly, how they treat their clients.
CONTINUE READINGWED | OCT 24, 2018
Home remodels can test relationships, strain carefully-considered budgets, and push even the most level-headed homeowners to the breaking point. But it doesn't have to be that way. Here are some ways to get through the process without losing your mind:
CONTINUE READINGWED | OCT 17, 2018
Summer in Washington is officially over. And it may seem tempting to just throw everything in the garage or moving furnitureoutmoving furnaturecloset and be done with it until the warmer season rolls around again.
CONTINUE READINGWED | OCT 10, 2018
The weather has cooled in Washington, the leaves are falling, and summer tourists have headed home. Even though it's back-to-school time, fall is truly one of the best times to embark on a casual road trip, plan a weekend getaway, or take a family vacation.
CONTINUE READINGWED | OCT 03, 2018
Winter hasn't raised its icy head yet, but the calendar never lies and we're inching closer to those shorter days and cooler nights. Now is the time to get ready, starting with how you get around, namely, your car, boat and RV.
CONTINUE READINGWED | SEP 26, 2018
As a small business owner, you may not be in the position to offer traditional benefits, such as health insurance or 401Ks, to your staff. But there are other things you can do to make your business a great place to work, and enticing for both current and potential employers.
CONTINUE READINGWED | SEP 19, 2018
After a long summer, most parents and (some) kids alike are ready to go back to school. But going back to school also means sending your kids into a sea of germs, and increasing their likelihood of getting sick.
CONTINUE READINGWED | SEP 12, 2018
What does it mean to age in a healthful way? Although it's different for each person, healthy aging is about maintaining a high quality of life at every stage, and cultivating habits that allow you to continue to enjoy your life and do the things you love to do.
CONTINUE READINGWED | SEP 05, 2018
Fall in Washington is fast approaching, and back-to-school sales are already underway, everywhere you look. If you're sending your teenager to college for his or her first year, you're going to need much more than just notebooks and pencils.
CONTINUE READINGWED | AUG 22, 2018
If you're a modern business owner in Washington, chances are you have spent time developing a mission and vision for your business, and you have a detailed strategic plan for making those things happen.
CONTINUE READINGWED | AUG 15, 2018
It's summertime, and many of us long to spend more time outside. Creating an outdoor living space can make it easier to take advantage of wonderful weather, and bring some simple joy and serenity to daily living.
CONTINUE READINGWED | AUG 08, 2018
Farmers Market season in Washington is here, and with it a window of opportunity to get the freshest, tastiest produce of the entire year. Here's how to take advantage of this golden opportunity to improve your health, support your neighbors, and expand your culinary horizons:
CONTINUE READINGWED | AUG 01, 2018
We're sliding into the hottest months of the year in Washington, and many of us will be delighting in the cool water of our local lakes, rivers, and pools. Here are eight water safety tips to keep you safe this summer.
CONTINUE READINGWED | JUL 25, 2018
Everyone looks forward to summer vacations except, perhaps, business owners and managers. Here are a few things to consider when creating and implementing a vacation policy so that it works for, not against, your business.
CONTINUE READINGWED | JUL 18, 2018
We all know we're supposed to wear sunscreen, but with hundreds of options on the shelves every summer, many of us end up choosing the wrong one. Here's what you need to know about how to choose the right sunscreen, and why.
CONTINUE READINGWED | JUL 11, 2018
Outdoor grilling season in Washington is here, a time to relax on the deck and enjoy some ribs or a juicy burger cooked to perfection on the grill. Make sure your outdoor entertaining goes according to plan by following these grilling safety tips.
CONTINUE READINGWED | JUL 04, 2018
Summer is here and families of all shapes and sizes are looking for affordable ways to relax, learn, adventure and enjoy the season with their loved ones. Here are our top five suggestions for a fun, flexible, family-friendly getaways.
CONTINUE READINGWED | JUN 27, 2018
Summer is the time when the outdoors beckon. Research shows that spending time in nature can positively impact mental health, stress levels, blood pressure, cholesterol and many other conditions.
CONTINUE READINGWED | JUN 20, 2018
Camp, whether it's a day camp or sleep-away camp may offer parents a much needed break from kid-wrangling over the summer. Camp usually also becomes a wonderful experience for kids, too; but getting through that first day drop off can be challenging for both kids and parents.
CONTINUE READINGWED | JUN 13, 2018
The 9-5 job or office setting isn't for everyone. Many entrepreneurs are abandoning the traditional workplace setup so they can set their own hours, work from anywhere they want and pick and choose their clients. Perhaps that's why you became a small business owner yourself.
CONTINUE READINGWED | JUN 06, 2018
We have all heard about the sharp increase in e-cigarette use, aka "vaping," among young people. If you are a parent or educator of teens, you're probably more familiar than most. So why are e-cigarettes suddenly so common on middle and high school campuses?
CONTINUE READINGWED | MAY 16, 2018
You're thinking of buying a pool and imagining those lazy, hot summer days when you'll get to slip into the cool water, sunbathe, play with the kids, and invite friends and neighbors to share in your good fortune. Here are a few things to consider before you "dive in."
CONTINUE READINGWED | MAY 09, 2018
For a business owner who's trying to grow a profit, donating money or employee time to charity may seem counterintuitive. Thinking about how your company can start to give back? Here's how to get started, and why:
CONTINUE READINGWED | MAY 02, 2018
Many sighted Americans, even those who wear corrective lenses, take their vision and eye health for granted.
CONTINUE READINGWED | MAY 02, 2018
Think back to your best childhood summer. Was it action packed, or full of lazy days? Did you spend time with family, visit your grandma down South, or just run around the neighborhood with friends? Follow these guidelines to plan a summer your kids will remember forever
CONTINUE READINGWED | APR 25, 2018
We all want to feed ourselves and our families fresh, healthy food, and summertime is when produce is the freshest. Here's how to make sure you're eating the healthiest produce around, no matter what your budget.
CONTINUE READINGWED | APR 18, 2018
A great doctor can make all the difference in your quality of life, and can even have serious consequences for your health. Here's how to begin your search for a top-notch medical professional that you can trust.
CONTINUE READINGWED | APR 04, 2018
Spring is here, and summer is close behind. Time to start daydreaming about driving off into the sunset...
CONTINUE READINGWED | MAR 28, 2018
Whether you're planning to grow a host of fresh flowers and vegetables, or just want to maintain a beautiful yard and landscape, get a head start on your summer gardening with these important spring preparations:
CONTINUE READINGWED | MAR 21, 2018
Annual performance reviews can be excruciating, productive, or somewhere in between. So what makes the difference? What makes an annual review effective, and how can both employers and employees can prepare to get the best possible outcome?
CONTINUE READINGWED | MAR 14, 2018
Whether you're planning to grow a host of fresh flowers and vegetables, or just want to maintain a beautiful yard and landscape, get a head start on your summer gardening with these important spring preparations:
CONTINUE READINGWED | MAR 07, 2018
Sometimes, stress can be healthy and positive it helps us rise to an important challenge; other times, too much stress can wear us down, and cause physical and mental health problems, like poor sleep, depression, anxiety, chronic illness, or weight loss/gain.
CONTINUE READINGWED | FEB 28, 2018
Keeping up on your automobile's maintenance may seem complicated, but it doesn't have to be. Learning a few basics and getting on a regular schedule will go a long way towards keeping your car in tip-top shape, and making sure you're not blindsided by major, expensive repairs.
CONTINUE READINGWED | FEB 21, 2018
It's a big step for a small business owner to hire a manager, to hand over and trust certain tasks to someone else. In doing so, it's important, even in bigger corporations, to look for those with certain traits and talents.
CONTINUE READINGWED | FEB 14, 2018
Do you have teenagers who are starting to date? What are some steps you can take to educate them on dating safely? What kinds of rules should you set as a parent? These are common questions that parents have as their kids start to evolve into adults.
CONTINUE READINGWED | FEB 07, 2018
Whether your workplace is outdoors or in a cozy office, winter conditions can affect your employees' work and personal safety on the job. Here's what you can do to prepare for and protect yourself and your employees from the most common winter workplace hazards.
CONTINUE READINGWED | JAN 24, 2018
Winter sports are all about making the most of the frigid temperatures. Here's how to stay safe and get the most out of your favorite winter sports from skiing and snowboarding to ice skating, hockey, sledding and snowshoeing.
CONTINUE READINGWED | JAN 17, 2018
2017 was the year of bulletproof coffee, health tracking apps and devices, probiotics, mindfulness, etc. So what wild, innovative, strange, and fun things will we be doing, buying and consuming to stay fit, strong, and healthy in 2018?
CONTINUE READINGWED | JAN 10, 2018
Did you know that your home could be harboring toxic levels of radiation in the form of Radon gas? It's a time to get your home tested and to encourage those around you to do the same, in an effort to reduce the thousands of preventable deaths caused by Radon each year.
CONTINUE READINGWED | JAN 03, 2018
Free labor from a young, enthusiastic person who's truly interested in your company and profession: sounds wonderful, right? And under the right circumstances, it can be. If you're considering hiring an intern, here are the most important questions you should ask.
CONTINUE READINGTHU | DEC 28, 2017
Most of the modern world is plugged in these days to smartphones, iPads and laptops, among other things. And many of us complete the loop by coaxing earbuds into our ears, turning up the sound to shut the world out, even just for a minute.
CONTINUE READINGWED | DEC 27, 2017
A brand new year is on its way and, with it, a chance to make a fresh start. Let your smartphone be your guide as you tackle everything from weight loss to meditation to straight up happiness. Here are the top 10 apps that just may help coax you towards your best year ever.
CONTINUE READINGWED | DEC 20, 2017
Moving can be stressful, it's like uprooting your life and all of your belongings, and settling back in. But it doesn't always have to be overwhelming. Here's how to make sure you're covered, insurance-wise, plus tips on hiring a mover and making your big day hassle-free.
CONTINUE READINGWED | DEC 13, 2017
Unpredictable weather, at least in most parts of the country, is here. Suddenly, regular activities like driving and walking outdoors have become more hazardous. Here's how to make sure you're safe and protected
CONTINUE READINGWED | DEC 06, 2017
A thoughtful gift to loved ones may be a sum of money, something that allows them to buy what they need instead of torturing them with a new sweater. And for large sums, there can be tax repercussions. So is it a good idea to give money as a gift?
CONTINUE READINGWED | NOV 22, 2017
Some small business owners in Washington can hardly keep pace with the holiday rush; other businesses slow down to a near crawl during this time of the year. So how do you make the most of the season, regardless of which end of the spectrum you're on?
CONTINUE READINGWED | NOV 15, 2017
Hosting a family dinner this holiday? There's a very good chance that a guest at your table will be allergic to something you're thinking of serving. Here's what you need to know about food allergies and how to be hospitable, no matter who you're hosting.
CONTINUE READINGWED | NOV 08, 2017
The CDC recommends a minimum of 7 hours, even for adults. Children and teens need even more, so if you're a parent, be sure to help your child get to bed at a reasonable hour each night.
CONTINUE READINGWED | NOV 01, 2017
If you're a property owner, it's important to know about ordinance or law coverage and how it applies to you. Failure to understand when and where ordinance and law coverage is necessary may mean that if your home or commercial building is damaged, you don't have the coverage you need.
CONTINUE READINGWED | NOV 01, 2017
It's that time of year again, the time of giving and receiving. We show love and appreciation for the people in our lives by presenting them with tokens of affection, usually in the form of presents. Likewise, we receive gifts.
CONTINUE READINGWED | OCT 25, 2017
On Halloween, an evening when millions of Americans wear costumes, run around in the dark, willingly take candy from strangers and try to scare themselves silly, well, a lot can go wrong. Here are some not-so-spooky suggestions to keep you and your kids safe this Halloween.
CONTINUE READINGWED | OCT 18, 2017
According to the World Health Organization, falls are the second leading cause of accidental injury deaths worldwide. Falling disproportionately impacts adults age 65 and older, and can lead to serious injury, further health problems and decreased quality of life.
CONTINUE READINGWED | OCT 11, 2017
Domestic violence affects men, women, families and communities, and its impacts are far-reaching. October is Domestic Violence Awareness Month, offering a good time to bring this serious issue to light.
CONTINUE READINGWED | OCT 04, 2017
Many companies are saving money by outsourcing instead of hiring in-house positions. How does outsourcing work and when does it make sense?
CONTINUE READINGWED | SEP 27, 2017
Your home or business is damaged. Your first priority is to get it fixed right away, so you call a contractor to assess the situation and give you an estimate on the repair cost. It makes sense: the insurance company will want one anyway, right?
CONTINUE READINGWED | SEP 20, 2017
A recent survey by the National Federation of Independent Business (NFIB) and research from other small business organizations highlight some of the most critical issues affecting the small business landscape.
CONTINUE READINGWED | SEP 13, 2017
Ah, freedom... if learning to drive is on the horizon for your teenager, he or she is probably thrilled about the prospect of getting to travel outside the confines of your schedule and neighborhood.
CONTINUE READINGWED | SEP 06, 2017
Smart home technology is quickly becoming commonplace in Washington, and also affordable to the average consumer. The increased quality and availability of high-tech security devices means that anyone can safeguard their property and belongings.
CONTINUE READINGWED | AUG 23, 2017
Extreme heat can be fatal. As unusually high temperatures become more common, it's important to be aware of the symptoms of heat-related illness, and how to prevent them from happening.
CONTINUE READINGWED | AUG 16, 2017
The school year is fast approaching in Washington. Whether your child is elementary, middle, or high school age, the first weeks of school can be stressful. But there are things you can do to make the transition from easy summer days to academics and structured activity painless.
CONTINUE READINGWED | AUG 09, 2017
It's always harvest season somewhere, which means that nowadays it's possible to get many fruits and vegetables year-round. But that doesn't mean you should. Summer is still a special time for high quality, locally-grown fruits, veggies, meats and dairy products.
CONTINUE READINGWED | AUG 02, 2017
Even under the care of a medical professional, opioid use can lead to dependence and addiction, causing the user to seek more drugs by any means necessary, despite negative consequences.
CONTINUE READINGWED | JUL 26, 2017
Do you have employees who travel for work, or do you travel for work often? If so, you may know the ins-and-outs. Here are some considerations for business travel that you can pass along to those employees who hit the road regularly.
CONTINUE READINGWED | JUL 19, 2017
ATVs and dirt bikes can be deadly if not used properly. According to the Consumer Product Safety Commission, about 97,200 ATV-related injuries occurred in 2015; approximately 28 percent of those involved children under the age of 16.
CONTINUE READINGWED | JUL 12, 2017
There's an app for everything these days, but not all of them are worth downloading. Here are a few user favorites worthy of space on your device, that will help you to make the most of your summer plans.
CONTINUE READINGWED | JUL 05, 2017
It's only July. But for those in Washington that have a child heading to college in the fall, you may be a little or a lot concerned already, depending on their maturity level and how far away he or she will be when September comes around.
CONTINUE READINGWED | JUN 28, 2017
Buying a boat can be a wonderful investment that brings many joyful moments to those warm summer days. But how much you pay for a boat is really just the beginning?
CONTINUE READINGWED | JUN 21, 2017
It's that time of year when high school and college students are out of school, and many are looking for summer work. It's also the time when some seasonal businesses pick up, and many depend on solid summer help. Hiring seasonal workers?
CONTINUE READINGWED | JUN 14, 2017
Written about frequently in medical journals, Alzheimer's disease is one that's been widely studied, but is still an anomaly to many scientists. Since June is Alzheimer's Awareness Month, it's a good time to look at what we do know, along with things one can do to prevent it.
CONTINUE READINGWED | JUN 07, 2017
Have you ever thought about how many industries are dying, or at least cutting jobs, due to automation? According to the World Economic Forum, we're in the midst of a "Fourth Industrial Revolution."
CONTINUE READINGWED | MAY 24, 2017
When he was 12-years-old, Steve Jobs looked up Bill Hewlett's, co-founder of The Hewlett-Packard Company (HP), phone number and asked for help building a frequency counter. Not only did the CEO of HP agree to help Jobs; he offered the aspiring developer a summer job.
CONTINUE READINGWED | MAY 17, 2017
Happy spring! It's that time of year in Washington when flowers, plants, and trees are blooming, the grass is green, requiring maintenance, and the air is fragrant with new life. It's also that time of year when millions of Americans are battling seasonal allergies.
CONTINUE READINGWED | MAY 10, 2017
Let's face it, many of us get motivated to exercise because we want to regulate or lose weight. It's looked at like a chore, rather than a pleasure in many cases. However, know that there are many other benefits to regular exercise may up the motivation levels.
CONTINUE READINGWED | MAY 03, 2017
Purchasing a car isn't as simple as it used to be when your only option was a Model T in a single color: black. With so many choices, makes, models, special features, etc. it's hard to figure out where to begin.
CONTINUE READINGWED | APR 26, 2017
Startups are incredibly common these days, and it may seem like anyone with a crazy idea and a small investment can get rich quick. Here are a few businesses that have turned an impressive profit and definitely fit the definition of "crazy"
CONTINUE READINGWED | APR 19, 2017
Most of us in Washington can agree it's important to have clean air, fresh water, and a healthy living environment. Being eco-friendly is about living within your means, treading lightly, and using the resources you have wisely.
CONTINUE READINGWED | APR 12, 2017
Every single day, sexual violence impacts hundreds of Americans. April is Sexual Assault Awareness Month, and whether you are male or female, there are things you can do to protect yourself or your loved ones from sexual violence. Here's what you need to know:
CONTINUE READINGWED | APR 05, 2017
Spring is here in most places around the country, and that means that summer isn't far behind. Instead of leaving all of the work until the sunny days of summer, there's a lot that can be done in the meantime to get ready for outdoor living.
CONTINUE READINGWED | MAR 22, 2017
Running a family business in with your spouse as your business partner or another family member means that there are struggles outside the boundaries of the typical business day.For all family businesses in Washington, here are some tips for leaving the family drama behind.
CONTINUE READINGWED | MAR 15, 2017
Just as health care for humans is always advancing, so is health care for you pets. Here are some of the latest hot topics in pet care:
CONTINUE READINGWED | MAR 08, 2017
They may be your own, or they're your grandkids or your friend' kids, but driving with kids is a task that should always be taken seriously. Read these tips to find out how to keep your pint-sized passengers safe and sound, for any trip at any age.
CONTINUE READINGWED | MAR 01, 2017
The term "catastrophe" brings to mind an event so disastrous, so "out there," that the odds of it happening to us are very, very low. Hail, wildfires, tornadoes, winter and tropical storms and man-made disasters like explosions can all qualify as catastrophic events.
CONTINUE READINGWED | FEB 22, 2017
The season of love is always a reminder to think about heart health. Here are some of the latest advances in cardiac care and prevention, plus some interesting heart facts.
CONTINUE READINGWED | FEB 15, 2017
Starting a small business in Washington is exciting, but on the journey to success, mistakes are inevitable. But if you're starting your own company, some mistakes can be fatal. Increase the odds that your new venture will stay afloat by avoiding these all-too-common roadblocks.
CONTINUE READINGWED | FEB 08, 2017
Finance and romance, both can make people crazy. Put them together and you might just double the insanity. If you're in a committed relationship, however, there's no way around it. Whether you're already married or on your way, here are some tips for managing your money as a couple.
CONTINUE READINGWED | FEB 01, 2017
Hiring and training new employees is exhausting, time-consuming, and can cause your business to operate at a level below what's acceptable. So it makes sense to put energy into keeping great employees around.
CONTINUE READINGWED | JAN 25, 2017
In early February, the U.S. celebrates the truly American sport of football. We've heard some pretty tragic stories about the effects of head injuries on professional football players but people who play contact sports or participate in activities are also at risk.
CONTINUE READINGWED | JAN 18, 2017
In regions with any kind of wintery weather, you probably don't know exactly how to prepare for and navigate the unique risks caused by snow, ice, and low temperatures for your pets.
CONTINUE READINGWED | JAN 11, 2017
Much of our lives are spent online these days, so it only makes sense that insurance companies are starting to offer products to help protect consumers from the significant losses that can occur related to their online activity.
CONTINUE READINGWED | JAN 04, 2017
With the days getting colder, at least for those in the northern part of the country, you might be starting to regret not taking a closer look at the insulation in your home during the summer months. But it's not too late to make your home more efficient, and cozy, for winter!
CONTINUE READINGWED | DEC 21, 2016
The holidays can be a tough time for those who are prone to depression, and for some, the shift of seasons means a shift in moods. This specific kind of depression that fluctuates with the seasons is known as Seasonal Affective Disorder, or SAD.
CONTINUE READINGWED | DEC 14, 2016
'Tis the season of gift giving. Maybe you feel an obligation to give holiday gifts to your dedicated clients, your boss, employees, or important co-workers; or maybe it's just something you'd like to do.
CONTINUE READINGWED | DEC 07, 2016
There are approximately 1.2 million people living with HIV in the United States, and nearly 50,000 people are newly infected each year. Globally, HIV/AIDS continues to be an epidemic, affecting 35 million people worldwide
CONTINUE READINGWED | NOV 23, 2016
In a classic "Saturday Night Live" sketch, actor and comedian Steve Martin once gave the most underrated advice on how to become a millionaire: "First, you get a million dollars."
CONTINUE READINGWED | NOV 16, 2016
What do mashed potatoes, gravy, apple pie, homemade eggnog, and green bean casserole all have in common? They'll all be doing their best to tempt you this holiday season. Around the parties and the large family dinners, the holidays are the most common time to pack on the pounds.
CONTINUE READINGWED | NOV 09, 2016
Thanksgiving and Christmas are popular times to travel, to make that journey to be with family. They can also be the worst times to travel, especially if you during peak times or with kids in tow.
CONTINUE READINGWED | NOV 02, 2016
You're expecting, and there's so much to consider: pink, blue or gender neutral colors for the baby's room? Another thing you may want to think about before your new bundle of joy comes into the world is how it will affect your insurance.
CONTINUE READINGWED | OCT 26, 2016
For the average American, it's nearly impossible to get by in the modern world without taking on some debt. But, used wisely, debt can be a part of a healthy financial picture and not a chain around your neck.
CONTINUE READINGTHU | OCT 13, 2016
Last month, we wrote about tips for scoring a job promotion. So you finally got that well-deserved promotion, now what? Even if it's everything you dreamed it would be, there will be some adjustments to make. Here are some tips for making the transition gracefully.
CONTINUE READINGWED | OCT 05, 2016
Your teeth reflect your overall health, so paying attention to them is important everybody knows that. And yet, many of us still skip brushing our teeth on some busy days or avoid regular checkups.
CONTINUE READINGWED | SEP 28, 2016
Most people assume that if they perform well, they'll probably get a promotion somewhere along the line maybe at their annual review. But a smart employee doesn't leave these things to chance. Here are some tips for getting that promotion when the time is right.
CONTINUE READINGWED | SEP 28, 2016
Millions of Americans need ongoing treatment for chronic pain. Despite recent headlines shouting about the over-prescription of opioids, many studies show that chronic pain is often underdiagnosed and under-treated.
CONTINUE READINGWED | SEP 14, 2016
Adding on to your home, completing major or minor renovations, or making upgrades to outdated plumbing or electrical systems can all have a positive impact on the value of a property. But did you know they can also change your insurance needs?
CONTINUE READINGWED | SEP 07, 2016
When the last of the children head off to college or out on their own, some parents, although sad, breathe a sigh of relief. For many, getting the kids out of the house will immediately relieve some serious financial stress.
CONTINUE READINGTHU | SEP 01, 2016
If you're heading for retirement or even if it's a ways off, you might already be writing that bucket list of things to do and places to see as soon as you don't have to show up to work every day.
CONTINUE READINGWED | AUG 24, 2016
Everyone is entitled to a safe and healthy work environment: your employer is required by law to provide a safe workplace, adequate training in a language you understand, and appropriate safety equipment, among other things.
CONTINUE READINGWED | AUG 17, 2016
Every summer you visit the same beach with your extended family; or maybe you love to spend winter holidays in the same charming ski town. Within a few years, you're a regular at the coffee shop down the street and no longer feel like a visitor in the community.
CONTINUE READINGWED | AUG 10, 2016
For Washington residents, having a dog can be one of the great joys in life but that doesn't mean it's right for everyone. If your family is considering getting a dog, there are many things to consider in order to make the best choice.
CONTINUE READINGWED | AUG 03, 2016
Bad hires happen, even to successful business owners and to those experienced at hiring. So what do you do when an employee doesn't work out? Here is what you need to know about hiring and firing within the law.
CONTINUE READINGWED | JUL 27, 2016
Wed, Jul 27th, 2016 Even for an excellent employee, an annual performance review can be stressful. They're tough on managers, too. Follow these 10 tips to make your reviews go as smoothly as possible for you as well as your most delightful and most difficult employees.
CONTINUE READINGMON | JUL 25, 2016
Sea Mountain is excited to have Krista Patton join our Ocean Maine and Yacht Insurance group! Krista has over 38 years of experience in marine insurance. Krista Patten comes to us from Wells Farge in the Seattle area.
CONTINUE READINGWED | JUL 20, 2016
Taking to the open road in a home on wheels is a dream for many Americans. If you are considering purchasing a recreational vehicles (RV) this summer, it's important to understand what type of insurance you'll need in order to make an informed decision.
CONTINUE READINGWED | JUL 13, 2016
Summer is wedding season, and couples throughout Washington will be tying the knot. If you're one of the lucky couples, wedding safety might be the last thing on your to-do list, but if something goes wrong on your big day, you'll wish it had been the first.
CONTINUE READINGWED | JUL 06, 2016
A sewer backup can be one of the most dreaded things to happen to a home or property owner. Add to that the fact that most standard insurance policies won't cover this type of damage without a special endorsement, and a sewer problem can become an absolute nightmare.
CONTINUE READINGWED | JUN 22, 2016
June is National Safety Month and a great time to review your personal safety profile to find out how you can minimize the risk of accident or injury. Due to multiple factors, summer is a time of year when the risk of many common hazards increases.
CONTINUE READINGWED | JUN 15, 2016
For small business owners in Washington, taking off for a summer vacation can be more stressful than just staying at work. Here are some tips for going on vacation if you're the boss so that you can actually relax while you're away from the office.
CONTINUE READINGWED | JUN 08, 2016
Headlines announcing the spread of Zika virus have probably been showing up on your news feed for months. But what is Zika? And should you be worried about it?
CONTINUE READINGWED | JUN 01, 2016
Warmer weather is on the way, and the open road will soon be calling. Whether you're a recreational motorcyclist or a serious cross-country rider, be sure you have the right insurance to meet your needs and to protect yourself on the road.
CONTINUE READINGWED | MAY 25, 2016
Thinking about starting a business? Many of us dream about getting paid to do what we love or finding a way to pursue our creative ideas, but getting there is another story.
CONTINUE READINGWED | MAY 18, 2016
Boating season is on the horizon in most parts of the country, and for boaters, it's time to get your vessel out of storage and start performing the necessary inspections and maintenance to ensure that you're ready to hit the water as soon as the weather allows.
CONTINUE READINGWED | MAY 11, 2016
In the U.S., melanoma diagnoses and deaths are on the rise, especially among women under the age of 30. With increased education and treatment, it's possible to reverse this trend.
CONTINUE READINGFRI | MAY 06, 2016
Child Abuse Prevention Month: Be A Part of the Solution
CONTINUE READINGWED | MAY 04, 2016
Everybody seems to have a Fitbit these days; and while it might be annoying to listen to your co-workers brag about the number of steps they've counted, you might also be curious about these wearable tracking devices. So why all the excitement?
CONTINUE READINGWED | APR 27, 2016
In one of our latest blog posts we talked about cleaning up your personal finances. Now that we've made it through tax season, it's a smart idea to evaluate your business financial picture as well.
CONTINUE READINGWED | APR 20, 2016
Spring is a great time to clear away the clutter and freshen your living and working spaces for the year ahead. Why not borrow the idea and give your personal finances a thorough "cleaning" too?
CONTINUE READINGWED | APR 13, 2016
April is Child Abuse Prevention Month, and we can all use it as a time to reflect on an issue that's unpleasant and often overlooked. Child abuse can happen in many forms, and it doesn't always occur just within the home.
CONTINUE READINGWED | APR 06, 2016
Spring break is on the way and summer will follow soon after. If you're planning to take a road trip, long or short, make sure you and your vehicle are safe and ready to go by following these recommendations:
CONTINUE READINGWED | MAR 23, 2016
The insurance policies that make up your insurance program - your blanket of protection - need to be tweaked from time-to-time so that you are getting the right protection and benefiting from all available discounts.
CONTINUE READINGWED | MAR 16, 2016
Water crises seem to be everywhere, from the ongoing droughts in the West to the recent water-related disaster in Flint, Michigan, to the problem of clean water that devastates the people of many third-world countries.
CONTINUE READINGWED | MAR 09, 2016
Unless they're giving us problems, we rarely think about the health of our eyes. March is national Save Your Vision Month, and a great time to learn more about your ocular health.
CONTINUE READINGWED | MAR 02, 2016
Spring is just around the corner in Washington. With it will come melting ice and snow, rising waters, and an increased potential for serious water damage due to flooding. Most standard insurance policies do not cover flooding, and that includes business and commercial policies.
CONTINUE READINGWED | FEB 24, 2016
Gun control is a controversial topic; but what isn't controversial is the idea that firearms should be used safely and responsibly. Whether you're a firearm owner or just a concerned citizen, there are things you can do to promote gun safety in your home.
CONTINUE READINGWED | FEB 17, 2016
While most of us won't experience a disaster like Hurricane Katrina in our lifetimes, it's still up to us to consider our beloved companion animals when planning for emergencies, big and small. Here are a few things you can do:
CONTINUE READINGWED | FEB 10, 2016
Wed, Feb 10th, 2016 Whether or not you're not looking forward to Valentine's Day, there's another good reason to listen to your heart this season: February is American Heart Month. Heart disease is the number one cause of death for men and women in the United States.
CONTINUE READINGWED | FEB 03, 2016
When a natural disaster or major emergency strikes, it's a good possibility that many of those affected will be on the job. That's why it's important for business owners to have a well thought out emergency plan, and to take precautions that will keep employees safe should a crisis.
CONTINUE READINGWED | JAN 27, 2016
Watching a disaster like Hurricane Katrina unfold on national television inspires compassion and a desire to help. But most people in Washington still believe that something like that won't happen to them, until it does
CONTINUE READINGWED | JAN 20, 2016
Everyone in Washington agrees that cyber safety is important, but what, exactly, does it mean to be "safe" online? And what do parents really need to know? Here are the top five things you can do to teach your kids how to become responsible digital citizens:
CONTINUE READINGWED | JAN 13, 2016
It's officially a new year, and along with its arrival, millions of Americans have made heartfelt plans to lose that weight, put away the smartphone at dinner, or quit smoking once and for all.
CONTINUE READINGWED | JAN 06, 2016
It's common these days for people of all ages to say they are "addicted" to their phones, computers, or the Internet as though it's an obvious exaggeration, or at least no big deal. But digital addiction might not be as harmless as we think.
CONTINUE READINGWED | DEC 23, 2015
There are plenty of potentially hazardous activities that go along with the holiday season and the start of winter. This is also the time of year when we break out the snow shovels and ice melt, so that we, and our neighbors and visitors, can safely navigate our walkways.
CONTINUE READINGWED | DEC 16, 2015
We all want to be the one to find a gift that makes the holidays unforgettable for that special child in our lives.Whether you're a parent, aunt, neighbor or godparent, don't let your quest for holiday magic steer you towards a purchase that might be unsafe or inappropriate.
CONTINUE READINGTHU | DEC 03, 2015
Last week we talked about some important guidelines to follow for maintaining a holiday environment that's free from discrimination and harassment. Today's blog post is all about making your office party the best.
CONTINUE READINGWED | DEC 02, 2015
Bringing a little holiday cheer into your business is usually welcomed by customers and employees alike. But if you're a business owner, it's important to remember that there are legal guidelines you must follow to maintain an environment.
CONTINUE READINGTHU | NOV 19, 2015
The holidays tend to revolve around food: potlucks, family dinners, cookie decorating and seasonal celebrations offer dozens of opportunities to cook, bake and dine to your heart's content.
CONTINUE READINGWED | NOV 11, 2015
Approximately 10 percent of Americans are affected by diabetes, and millions more are at risk for developing the disease. November is American Diabetes Month, and a great time to find out whether you are at risk, and if so, what you can do about it.
CONTINUE READINGTHU | NOV 05, 2015
The holidays are here, and although it's supposed to be the most wonderful time of the year, it's often the complete opposite. Many people suffer from depression and anxiety over the holidays, for a variety of reasons.
CONTINUE READINGWED | NOV 04, 2015
Just for fun, let's take a look at some of the weirdest insurance policies out there.
CONTINUE READINGWED | OCT 28, 2015
For employers, this ever-expanding pool of freelancers and self-employed skilled laborers means that hiring an independent contractor to provide a service for your business is now easier than ever.
CONTINUE READINGWED | OCT 21, 2015
After your home is damaged by wind, hail, or other natural elements, the storm isn't necessarily over; in fact, it might be just the beginning. Here's what you need to know about the storm-induced insurance process from diagnosing the damage to filing a claim.
CONTINUE READINGWED | OCT 14, 2015
Well over 200,000 women in the United States are diagnosed with breast cancer each year. After skin cancer, breast cancer is the second most common cancer diagnosed in women, and the second leading cause of cancer deaths for women.
CONTINUE READINGWED | OCT 07, 2015
From cell phone contracts to Internet packages, bundling is a popular way for companies of all kinds to hook you into multiple services, usually at a discount to you.
CONTINUE READINGWED | SEP 23, 2015
For those of us in Washington with a yard to take care of, by the end of summer, your outdoor living spaces are probably looking pretty sharp. There are things that you can do to protect your precious live assets. Here's more information:
CONTINUE READINGWED | SEP 16, 2015
Last week, we discussed what other personal belongings you may want to insure separately. Here, let's look at some business assets that might warrant additional coverage.
CONTINUE READINGWED | SEP 09, 2015
Have you heard of supermodels insuring their legs or singers taking out a policy on their priceless vocal chords? That's probably not necessary for most people, but many of us probably do have a few valuables that can and should be insured separately.
CONTINUE READINGMON | AUG 31, 2015
It's often noted that America is an excessively litigious society which may or may not be accurate. But the rules and regulations that have made it relatively easy to sue for personal injury in the US have resulted in some truly bizarre lawsuits and legal proceedings.
CONTINUE READINGWED | AUG 26, 2015
It's vital to know basic water safety in order to prevent serious consequences. Approximately 10 people die each day from unintentional drowning, and according to the Center for Disease Control, drowning is the leading cause of injury death for young children, ages 1-4.
CONTINUE READINGWED | AUG 19, 2015
Gathering school supplies, updating vaccines, and returning to a regular sleep schedule are part of a long list of things that need to be done before sending kids back to school.
CONTINUE READINGWED | AUG 12, 2015
Many diseases that were once common and deadly have been nearly eradicated by modern-day immunizations.
CONTINUE READINGWED | AUG 05, 2015
School's out for summer, and that means that many parents in Washington are opening their backyards to their children's friends and neighborhood buddies.
CONTINUE READINGWED | JUL 29, 2015
For many employees in Washington, summer is the ideal time to plan a visit to the beach, take an extended road trip, or organize a family reunion. As a business owner, you want your employees to have time off, but you don't want your customers to suffer because of it
CONTINUE READINGWED | JUL 22, 2015
Sleeping under the stars, hiking, swimming, and toasting marshmallows are activities many folks look forward to every summer. But getting back to nature offers its own set of risks
CONTINUE READINGWED | JUL 15, 2015
For most American families, summer is outdoor celebration time, fireworks time, barbecue time, and fun-in-the-sun-by-the-pool time. If you're the one who happens to be hosting, however, it's important to recognize that these quintessential summer activities present unique risks.
CONTINUE READINGWED | JUL 01, 2015
After the dark days of winter, it's a relief to see the sun and tempting to stay outdoors basking in its rays as often as possible. But before you put on your swimsuit, it's a good idea to review sun safety for both adults and children,.
CONTINUE READINGWED | JUN 24, 2015
For many business and creative professionals in Washington, a regular nine to five job just isn't appealing anymore. Many employers are offering opportunities that allow workers to telecommute, work from home and keep non-traditional hours.
CONTINUE READINGWED | JUN 17, 2015
In the United States, gun ownership is still a hot button issue. A 2014 study in the Annals of Internal Medicine reported that having a firearm in the home puts those in the household at higher risk of committing suicide or being the victim of a homicide.
CONTINUE READINGWED | JUN 10, 2015
Summer in Washington is coming and with it is the opportunity to experience all kinds of warm-weather mishaps. Here are some common summer dangers and how to avoid them.
CONTINUE READINGWED | JUN 03, 2015
Seeking treatment for mental illness can be an especially challenging task. Fortunately, recent policy changes mean that Americans are that much closer to gaining equal access to mental health services.
CONTINUE READINGWED | MAY 27, 2015
If you work at a decent-sized company that provides health insurance, chances are you've been offered low-cost or free health screenings in exchange for reduced insurance rates, along with a variety of incentives to lose weight, quit smoking, or change your diet.
CONTINUE READINGWED | MAY 20, 2015
There is no shortage of distractions in the modern world. Distracted driving has become a national issue, and many schools and public agencies are scrambling to raise awareness of the problem.
CONTINUE READINGWED | MAY 13, 2015
Stroke is the fifth leading cause of death in America; but according to the National Stroke Association, up to 80 percent of strokes are preventable. Here's all you need to know about stroke, from symptoms to solutions.
CONTINUE READINGWED | MAY 06, 2015
When an employee in Washington gets injured on the job, the negative repercussions can affect everyone. Worker's Compensation Insurance ensures that both employees and employers are protected in the event of a worker accident, illness, or injury.
CONTINUE READINGWED | APR 22, 2015
For some Americans, buying organic vegetables, recycling, and biking to work are just part of a modern healthy lifestyle, one that also happens to benefit the planet we live on. But there was a time when these environmentally sustainable habits were not a part of everyday life.
CONTINUE READINGWED | APR 15, 2015
April showers eventually bring May flowers, but in the meantime, wetter and warmer temperatures can cause a variety of hazards along the way. Here are some common spring safety issues, and ways you can prevent their potentially harmful consequences:
CONTINUE READINGWED | APR 08, 2015
Spring in Washington is here, and for many people that means it's time to suffer through seasonal allergies. Hay fever, also known as seasonal allergic rhinitis, is the fifth most common chronic illness in the U.S.
CONTINUE READINGWED | APR 01, 2015
Business vehicle ownership in Washington, or anywhere, carries with it a high-risk potential for lawsuits, legal problems and property damage. If you use automobiles as part of your daily business, your risk is multiplied with every additional vehicle and driver.
CONTINUE READINGWED | MAR 25, 2015
What technology is going to change your life this year? If you're an entrepreneur, it's highly likely at least one of the following technology advances will revolutionize the way you do business, present you with an unbeatable investment opportunity, or both.
CONTINUE READINGWED | MAR 18, 2015
After making it through midterms and the bleakest months of winter, spring break is more than enough reason for high school and college students to celebrate. But many spring break "traditions" in the U.S. have a dark side, and can sometimes result in life-changing consequences.
CONTINUE READINGWED | MAR 11, 2015
What do bath salts, houseplants, energy drinks, mouthwash and over-the-counter medicines have in common? All of these items can be poisonous when used inappropriately and it only takes a second for a child or beloved pet to ingest a household chemical or medicine.
CONTINUE READINGWED | FEB 25, 2015
Finding a great employee takes effort, and keeping a good one long-term is a major accomplishment. If you're a business owner, you know that hiring and training employees takes an enormous amount of time and energy and always results in lost productivity.
CONTINUE READINGWED | FEB 18, 2015
Although avalanche danger doesn't affect most of us on a day-to-day basis, there's something fascinating and terrifying about the possibility of being buried beneath a tidal wave of crashing snow. It's easy to think an avalanche won't happen to you, but it isn't impossible.
CONTINUE READINGWED | FEB 11, 2015
Did you know that heart disease is the number one killer of both men and women in the United States? Yet few people take the time to understand their own personal risk factors and take the steps necessary to reduce them. In honor of Valentine's Day, let's talk heart!
CONTINUE READINGTUE | FEB 03, 2015
Calculating the cost of natural disasters and extreme weather events is a complex process that takes a myriad of factors into account, including insurance payouts, lost income, property damage, and lives lost.
CONTINUE READINGWED | JAN 28, 2015
Dangerous road conditions can occur any time of year, but winter is prime time for difficult driving in many Northern climates. Be prepared for whatever comes your way on the road by following these safe-driving suggestions:
CONTINUE READINGWED | JAN 21, 2015
It's no secret that many well-known, high-performing companies put serious effort into creating a healthy and comfortable work environment that is conducive to employees' productivity, creativity, and overall wellbeing.
CONTINUE READINGWED | JAN 07, 2015
Blood donations are critical to treating those with cancer and blood diseases, as well as patients undergoing major surgery and those who have suffered major trauma. Read on for everything you need to know about blood donation and to find out how you can contribute.
CONTINUE READINGSAT | DEC 27, 2014
Just as the fresh, white flakes of a snowstorm seem to leave no surface untouched, so does December's festive mood affect virtually every aspect of our lives: family, food, finances, and even work.
CONTINUE READINGWED | DEC 24, 2014
New Year's is a time for reflection and revision, as we take stock of our accomplishments and failures and make plans for positive change in the year ahead. For those in business, it's just as important to apply this process to our professional lives.
CONTINUE READINGWED | DEC 17, 2014
Wed, Dec 17th, 2014 A Christmas tree is a non-negotiable tradition for many families during the holidays. But even those who look forward to those twinkling lights and strings of popcorn may have a small child or mischievous cat that makes having a tree difficult and sometimes even dangerous.
CONTINUE READINGWED | DEC 10, 2014
Wed, Dec 10th, 2014 Recent headlines have many Americans in a minor panic about the Ebola virus. When you look at the numbers, though, it makes much more sense to be concerned about the common flu, known as influenza. Each year, approximately 36,000 people die from the flu.
CONTINUE READINGWED | DEC 03, 2014
Frittering away part of the workday chatting with colleagues, checking social media sites, or taking a short trip to the break room to see if there's one donut left is easy to do. Procrastination on this level may seem harmless, even justifiable to a hard working employee.
CONTINUE READINGWED | NOV 26, 2014
Most people understand insurance basics, but how about the other intricacies, such as who invented insurance and what are the craziest things that have been insured? Here are some insurance fun facts:
CONTINUE READINGWED | NOV 19, 2014
According to the Centers for Disease Control, "Tobacco use remains the single largest preventable cause of death and disease in the United States." Over 42 million Americans smoke, and nearly 80 percent of those have a daily habit.
CONTINUE READINGWED | NOV 12, 2014
Due to the depth and breadth of sleep's impacts, the Centers for Disease Control went so far as to call sleep deprivation "an epidemic" earlier this year. Read on to learn more about the serious consequences of poor sleep.
CONTINUE READINGWED | NOV 05, 2014
At school, home, and in the corporate workplace, taking the time to create an emergency preparedness plan is common; but for busy small business owners in Washington, this seemingly non-urgent task can easily take a backseat to more pressing concerns.
CONTINUE READINGWED | OCT 22, 2014
School in Washington is in full swing, which means young people are spending more time online using social media, plus a variety of other Internet resources and entertainment options. This leaves many kids at risk for cyber-bullying, online predators, and identity theft.
CONTINUE READINGWED | OCT 15, 2014
Due to a recent West African outbreak this epidemic has claimed more lives than any other since the discovery of the Ebola virus in the 1970s. This potentially deadly virus originates in animals but can be passed from human-to-human once a person becomes infected.
CONTINUE READINGWED | OCT 08, 2014
Approximately one out of four adults experiences mental health problems each year, but over half of those never receive treatment. The impact of untreated mental illness stretches far and wide, affecting everything from lifespan and quality of life.
CONTINUE READINGWED | OCT 01, 2014
If you're a business owner in Washington, allowing employees to take a smart phone break during work hours probably sounds like a pretty lousy idea. But a recent study suggests that doing just that might actually be good for morale and productivity, too.
CONTINUE READINGWED | SEP 24, 2014
Jack and Sara, the newly engaged college sweethearts we've been tracking during their romantic summer road trip, have had quite an eventful adventure.
CONTINUE READINGWED | SEP 17, 2014
We all get nervous when we read in the local news that our favorite restaurant has earned a violation from the health department. But how many of us use the same level of care we expect from a quality establishment when preparing meals in our own homes?
CONTINUE READINGWED | SEP 10, 2014
Back-to-school season can be both exciting and stressful; families in Washington are typically busy shopping for backpacks and school supplies while trying to squeeze in a few more pool days before the leaves fall.
CONTINUE READINGWED | SEP 03, 2014
Wed, Sep 3rd, 2014 By now,we should need little convincing that sensory overload while driving can lead to unsafe decisions on the road and sometimes accidents.But what about sensory underload?
CONTINUE READINGWED | AUG 27, 2014
A study published just last month explains that it isn't merely a lack of physical exercise that leads to poor cardiovascular health. It turns out that the very act of sitting is also hard on the heart, even in a person who exercises.
CONTINUE READINGWED | AUG 20, 2014
Families love to travel in the summer, and what better way to do it than with a mobile house on wheels towed behind your car or truck, providing all the comforts of home in virtually any new locale you desire?
CONTINUE READINGWED | AUG 13, 2014
Summertime is characterized in part by an increase in physical activity-outdoor sports are a common pastime-and a decrease in the amount of clothing worn-shorts and swimsuits are weekend uniforms. These hallmarks of summertime, however, don't always bring pleasure.
CONTINUE READINGWED | AUG 06, 2014
When we left Jack and Sara last month, college sweethearts Jack and Sara got engaged on their way to New Orleans and made sure to add the new ring as a rider onto their existing renter's insurance policy.
CONTINUE READINGWED | JUL 16, 2014
When we left Jack and Sara last month, college sweethearts Jack and Sara were en route to New Orleans during the first leg of their summer-long road trip.
CONTINUE READINGWED | JUL 09, 2014
Enormous inflatable bouncy castles also known as bounce houses are often seen at kids' birthday parties and the like.
CONTINUE READINGWED | JUL 02, 2014
Fireworks are synonymous with Independence Day. Virtually every small and sizeable town or city across the U.S. puts on some sort of firework show on the Fourth of July. And in many places its still legal for consumers to purchase and set off their own fireworks.
CONTINUE READINGWED | JUN 25, 2014
To celebrate their graduation from college this month, sweethearts Jack and Sara are embarking on a summer-long cross-country journey. We'll chronicle their adventures and inevitable misadventures with a particular emphasis on (surprise, surprise) insurance.
CONTINUE READINGWED | JUN 18, 2014
Before the Internet, a dissatisfied customer might complain to a family member, and perhaps a neighbor or two. These days, he'll use his computer or smartphone to vent his displeasure; he might even include an exaggeration or two (or 10).
CONTINUE READINGWED | JUN 11, 2014
Few people, even the most committed, die-hard healthy eaters, want to completely forego the pleasures of dining out. After all, eating at restaurants has been a regular part of life for centuries the first known dining establishments opened in Europe in the 17th century.
CONTINUE READINGWED | JUN 04, 2014
Remember when you got your first password? Think back, and try not to get too sweetly sentimental about it. Maybe it was the one associated with your AOL account back when the World Wide Web was a novelty and e-mail was a cutting-edge mode of communication.
CONTINUE READINGWED | MAY 21, 2014
In the last post Cyber Security: Is Your Business Safe? , we discussed cyber security weak spots, and the different things you can do to protect your Washington business and your clients.
CONTINUE READINGWED | MAY 14, 2014
For their abilities to help a business run smoothly and thrive, today's Internet-related technologies leave business owners wondering if the companies they have worked so hard to build are truly safe in cyberspace.
CONTINUE READINGWED | MAY 07, 2014
As winter's lingering shadow lessens, and the sun shines brighter and warmer every day, it's an ideal time to give your front and back yards a thorough spring cleaning in preparation for a long stretch of satisfying, beautiful, and safe outdoor fun.
CONTINUE READINGWED | APR 30, 2014
No one seems to doubt the fact that exercise is really good for us, but there's yet another reason to consider starting a workout regimen if you have yet to do so. Research shows that people who exercise regularly feel they have a better balance between their work and home lives.
CONTINUE READINGWED | APR 23, 2014
Business owners can reap significant financial rewards by fostering a culture of health among employees at their workplaces.
CONTINUE READINGWED | APR 16, 2014
Did you know this April 26th through May 3rd is National Immunization Week? It's a great time to boost awareness about immunizations and, of course, ensure that you and your loved ones are up to date on vaccinations.
CONTINUE READINGWED | APR 09, 2014
The National Council on Alcoholism and Drug Dependence (NCADD) promotes alcohol awareness every April. Fittingly, during a spring month of renewal and rebirth, we're prompted to reassess our relationship to alcohol, as well as its role in our lives and communities.
CONTINUE READINGFRI | MAR 28, 2014
Many of us have been touched in some way by a stroke. Whether it's a family member, friend, colleague, or neighbor, chances are someone we know has suffered from this seemingly sudden and sometimes devastating health calamity.
CONTINUE READINGWED | MAR 26, 2014
March is a much-anticipated month in Washington, when many of us start shedding our winter layers in excited preparation for the coming spring. In addition to extra clothes, however, some folks also shed their common sense.
CONTINUE READINGWED | MAR 19, 2014
Between personal motor vehicles, factories, trains, and other sources of toxic fumes, the outside air would seem to be significantly more toxic than the air within our seemingly pristine indoor environments.
CONTINUE READINGWED | MAR 12, 2014
Most new parents would probably admit that their driving habits changed after having children. The one-time daredevil of the highway has transformed into a doting dad who never pushes the speedometer past a sluggish 65 mph.
CONTINUE READINGWED | MAR 05, 2014
It has been 50 years since the U.S. Surgeon General released his report on smoking and its negative effects on health. During the ensuing half century, there's been a massive shift in public attitude toward smoking, as well as a significant change in the number of smokers
CONTINUE READINGWED | FEB 26, 2014
These days, the world is brimming with entrepreneurs. From tech-savvy millennials committed to creating their own web-based businesses to experienced baby boomers eager to make their own schedules so they can spend time with grandkids.
CONTINUE READINGWED | FEB 19, 2014
Snow shoveling is not for the faint of heart-literally. According to Dr. Thomas Esposito of Loyola University's Stritch School of Medicine, an average of 11,500 people visit U.S. emergency rooms each year for mishaps resultant from snow shoveling.
CONTINUE READINGFRI | FEB 14, 2014
Fraudulent charges to your personal or business accounts can be both financially and emotionally devastating. Even if you do eventually recover the funds, the stress that results from having been stolen from can take a toll.
CONTINUE READINGWED | FEB 05, 2014
The Polar Vortex: it sounds almost otherwordly, like a malicious entity from a science fiction movie, or a faraway frigid realm in which one is destined to dwell in perpetuity.
CONTINUE READINGFRI | JAN 24, 2014
While December is the time of year when many of us focus on giving, the spirit of altruism and generosity flows into January, which is National Blood Donor Month.
CONTINUE READINGFRI | JAN 17, 2014
The first month of a new year is a time when we make resolutions to better tend to our physical and mental health, as well as the health of our relationships.
CONTINUE READINGFRI | JAN 10, 2014
Those of us who live in seasonal places, other than perpetually sunny Florida and Southern California, are often at the mercy of a great force of nature, one that can affect our moods, alter our plans, dictate what we eat and do, and even influence our safety.
CONTINUE READINGTHU | JAN 09, 2014
Swimming pools are wonderful complements to summer weather. Few things are better than stepping outside your home for a cool dip, hosting poolside parties or watching your kids play themselves to exhaustion in the water.
CONTINUE READINGFRI | JAN 03, 2014
It turns out that few of us in Washington are as unique as we might like to think. Each New Year's Day, the common longings that unite us all come to the surface in the form of our resolutions, many of which are identical from one person to the next.
CONTINUE READINGFRI | DEC 20, 2013
Things change around the house during the holidays. One family member is perched on a sky-high ladder hanging up festive lights on your home's exterior. Another is slaving over a hot stove for hours on end.
CONTINUE READINGFRI | DEC 13, 2013
Railroad crossing collisions and casualties are more common than you might think. Last year, the Federal Railroad Administration reported 1,967 collisions at train crossings, 949 injuries, and 273 deaths.
CONTINUE READINGFRI | DEC 06, 2013
Nobody in Washington wants poor old Santa to emerge from the chimney looking like a scary, sooty monster. Now that the weather is truly chilly and the generous man from the North Pole is on his way, it's time to think about your chimney and/or make sure your wood stove is in fine working order.
CONTINUE READINGFRI | NOV 29, 2013
Social media has many faces. A few social media sites, like Friendster, have been relatively short-lived, while others, like those listed below, appear to be here to stay.
CONTINUE READINGFRI | NOV 22, 2013
Asbestos is a hidden health hazard that can lurk right in the place where you should feel the safest: home. It's important to keep in mind that even very limited exposure-such as what you might experience during a simple renovation project-can have long-term negative effects.
CONTINUE READINGFRI | NOV 15, 2013
Is Facebook still a "friend" to the social media user who values some semblance of privacy? With the advent of Graph Search, Facebook's internal search engine, many Facebook users are feeling that their privacy is a thing of the past.
CONTINUE READINGFRI | NOV 08, 2013
For those of us in Washington who are guilty of putting the pedal to the metal, cruise control has seemed like a real blessing. With the press of a button, you can pull your lead foot off of that accelerator, keep your vehicle at a safe and consistent speed, and avoid an expensive speeding ticket.
CONTINUE READINGFRI | OCT 25, 2013
Getting the keys to your very first home is almost always cause for celebration: you open the door, cross the threshold, and enter your very own castle - whether it be an apartment, a condo, or a single-family home.
CONTINUE READINGFRI | OCT 18, 2013
No matter what your personal feelings may be about social media-maybe you love it and use it frequently to stay in touch with old friends while connecting with new ones, or perhaps you see it as a waste of time and an infringement on your privacy-as a business owner, you should utilize it.
CONTINUE READINGFRI | OCT 11, 2013
Which do you think is a more bacteria-laden surface-a toilet seat or a smartphone? Surprisingly enough, in many cases, it's the latter. Recent research has revealed that smartphones can harbor a surprising amount of bacteria.
CONTINUE READINGFRI | OCT 04, 2013
For a long time, most devoted exercisers have adhered to the rule that a sustained stretch of aerobic exercise-one that kept your heart pounding for at least 10 minutes-was what garnered the desired results.
CONTINUE READINGFRI | SEP 27, 2013
As a small business owner in Washington, you've likely invested significant time, imagination, and money into getting your enterprise off the ground.
CONTINUE READINGFRI | SEP 20, 2013
What would we do without our handy power strips? Those convenient blocks of electrical sockets, which enable us to convert one outlet into several, make it possible to plug in all the gear that we can't live without these days.
CONTINUE READINGFRI | SEP 13, 2013
With school starting, it's easy to forget that summer lingers well into late September, and the weather remains warm enough across the U.S. for most of us to continue enjoying our yards.
CONTINUE READINGFRI | SEP 06, 2013
Part of what makes our iPhones, Androids, and the like so convenient is their diminutive size. They fit easily into pockets and purses and are extremely portable. The undesirable flip side to their petite stature, however, is how easily they can be left behind and lost, not to mention stolen.
CONTINUE READINGFRI | AUG 23, 2013
Talking on a handheld cellular device while driving has been banned in 11 states, and texting on one has been banned in 41-for good reason! Common sense says that conducting a phone conversation or looking down at a phone to compose a text message while driving is dangerous and at times deadly.
CONTINUE READINGFRI | AUG 16, 2013
For most of the children in Washington, the end of August means those lazy dog days of summer are coming to a close, and those books and desks are what will be opening up next.
CONTINUE READINGFRI | AUG 09, 2013
So many Washington businesses rely on computers and the Internet in order to function optimally. But just as being connected to the web can have a beneficial effect on your business, so can it also have a detrimental one.
CONTINUE READINGFRI | AUG 02, 2013
We live in a litigious age, and while in days of yore, a friend, neighbor, postal worker, or other visitor to your home may have reacted with justifiable displeasure upon being bitten by your best friend (A.K.A. your dog).
CONTINUE READINGTHU | JUL 25, 2013
Just as you would be careful about choosing a nanny, a personal accountant, or a used car salesman, so should you use caution in selecting a contractor before you begin that home building project, renovation, or repair. Here are some good tips to avoid getting taken for a ride:
CONTINUE READINGFRI | JUL 19, 2013
Sometimes, what appears to be an impenetrably solid roof above your head actually has little openings through which the rain can leak. The same is true of some car insurance and homeowner's insurance policies.
CONTINUE READINGFRI | JUL 12, 2013
Thanks to a certain well-known and widely-loved MGM musical featuring a scarecrow, a tin man, and a cowardly lion, many of us, especially those who dwell on the East or West Coast, have thought of tornadoes as little more catalysts for traveling "over the rainbow."
CONTINUE READINGFRI | JUL 05, 2013
It's summer. The weather's warm, the watermelon's on the picnic table, and the water in the swimming pool is just right. You want to be carefree, lighthearted, and let your guard down. But there's one area in which having your guard up can potentially save your life: sun protection.
CONTINUE READINGFRI | JUN 28, 2013
Like it or not, the vast majority of us in Washington have become dependent on our cell phones. We rely on them not just as tools of oral communication (in fact, actually talking on the phone seems to be increasingly rare), but as tools for sending texts and emails, photos and more.
CONTINUE READINGFRI | JUN 21, 2013
With summer comes an intoxicating sense of freedom and fun-one to which grownups are not immune. Even those of us in Washington who will continue with our usual 9-5 routines can't help but feel somewhat swept up in the magic of summer and all that it entails: hot days, shorts and sandals, etc.
CONTINUE READINGFRI | JUN 14, 2013
No one revels in the delights of summer like a kid. Washington schools are out, the sun is high and hot, and the long days are filled with light and the prospect of innumerable adventures.
CONTINUE READINGFRI | JUN 07, 2013
High-school and college students on break from classes are eager to gain experience in the workforce, particularly in positions that connect to their chosen career paths. It's smart to take advantage of their willingness to learn and help. Ideally, internships are mutually beneficial.
CONTINUE READINGFRI | MAY 24, 2013
Spring is a time for renewal, but for allergy sufferers, it's a time for perpetually sneezing, rubbing itchy eyes, swallowing to relieve the sore feeling in your throat, or feeling constantly on the verge of the flu. What causes spring allergies? And can they be conquered?
CONTINUE READINGFRI | MAY 17, 2013
In 2013, a meteor-now known as the Chelyabinsk projectile-exploded over the Russian city of Chelyabinsk and the surrounding Ural region as it zoomed toward Earth. More than a thousand people were hurt by flying, broken glass.
CONTINUE READINGFRI | MAY 10, 2013
Home sweet home is an obvious place to give a good scrubbing once springtime in Washington arrives. It's time to wipe the grime out of every nook and cranny, wash the carpets and curtains, and pack away the space heaters and down blankets.
CONTINUE READINGFRI | MAY 03, 2013
We all know that pollution affects the soil, air, and water in our outdoor environment. Many of us in Washington have taken measures to minimize harm to our planet, but what about our indoor environments-the places we call home?
CONTINUE READINGFRI | APR 26, 2013
The insufficiently caffeinated driver behind you still has sleep in his eyes, and doesn't hit his brakes in time. He crashes into your back end-not too hard, but hard enough to elicit some concern, and maybe even a curse word or two. What do you do next?
CONTINUE READINGFRI | APR 19, 2013
We've all heard that certain nations and even states have healthier populations than others, but even your neighborhood can help to make or break your health.
CONTINUE READINGFRI | APR 12, 2013
If you are a business owner in Washington who pays for your employee's health coverage and sick leave, you have good reason to motivate these employees to stay healthy. Good employee health translates to good financial health for you and your business!
CONTINUE READINGFRI | APR 05, 2013
Here are some earth-friendly ways to turn your outdoor living space into a paradise. If you live in an apartment and don't have your own patch of land, consider implementing these ideas in a community garden that you can share with neighbors!
CONTINUE READINGFRI | MAR 29, 2013
Hockey is a notoriously rough sport, and no part of the body is more vulnerable to injury by that cold, hard ice or that fast-flying puck (not to mention a fellow player's fist or elbow) than the head.
CONTINUE READINGFRI | MAR 22, 2013
As Washington business owners, you have the option of hiring contract or permanent employees - and many more businesses are using contract workers while sorting out the uncertainty in the economy.
CONTINUE READINGFRI | MAR 15, 2013
Too much water can even create problems in what seems like the safest of all places: home. When the quantity of water in and around your home is too much for your water removal systems to deal with, you have what is known as water back up.
CONTINUE READINGFRI | MAR 08, 2013
Those of us in Washington who took our Drivers' Ed classes in decades past certainly remember the oft-repeated phrase "ten and two." Ten and two is a kind of code for the positions one's hands should take on a steering wheel.
CONTINUE READINGFRI | FEB 22, 2013
Do you consume health care wisely? This is the month for Washington residents to consider that question.
CONTINUE READINGFRI | FEB 15, 2013
Red hearts, chocolate, lace, and roses: it's that time of year again. With February comes Valentine's Day, and with Valentine's Day comes thoughts of love.
CONTINUE READINGFRI | FEB 08, 2013
Insurance can be a tricky business. Shopping for can feel intimidating because there are so many providers and plans to choose from, so much fine print...and so many misconceptions! Yes, myths abound in the insurance world, and they are perpetuated as readily and colorfully as any fairy tales.
CONTINUE READINGMON | FEB 04, 2013
Most business owners in Washington are so preoccupied by what's happening in the present-customers or clients to serve, bills to pay, employees to manage-that they scarcely have a free moment to think about the future.
CONTINUE READINGFRI | JAN 25, 2013
One of the best ways to beat the winter blahs is to stay active. When the weather in Washington is chilly, the sky is gray, and your mood is blue, it's smart-and fun-to get out and get moving.
CONTINUE READINGFRI | JAN 18, 2013
Resolving to make improvements to your health and habits in 2013 can do more than just improve your longevity, your quality of life, your appearance, and your attitude; it can also work to put more money in your pocket!
CONTINUE READINGFRI | JAN 11, 2013
Off the job safety is essentially an extension of on-the-job safety rules. Designed to keep employees in Washington safe and healthy even when they are not at work, off the job safety ensures that they can keep coming back to work and keep contributing to the company!
CONTINUE READINGFRI | JAN 04, 2013
As much pleasure as they can give, snow and ice can also cause damage to your property. Here's how you can protect your home from ice and snow damage:
CONTINUE READINGFRI | DEC 28, 2012
More and more business owners are seeing the economic advantage of basing their business in an unconventional locale, such as a home studio or office, or a shared space with a fellow entrepreneur. There are hundreds of types of business owners whose enterprises are suited for home offices.
CONTINUE READINGFRI | DEC 21, 2012
Very few of us have the means-or the desire-to give gifts that qualify as "extravagant." What's an extravagant gift? It's a gift that turns that timeless old adage, "It is better to give than to receive," on its head.
CONTINUE READINGFRI | DEC 14, 2012
The invitations have been sent, the hors d'oeuvres ordered, the house decorated, and the liquor cabinet replenished. You're ready to host a fabulous holiday party! Before you open the front door to a flurry of friends and family, however, make sure that you have the necessary insurance in place.
CONTINUE READINGFRI | DEC 07, 2012
Snow, ice, and cold temperatures all drastically change the nature of driving in Washington. During the winter months, these factors demand that you make changes to both the inside and outside of your vehicle.
CONTINUE READINGFRI | NOV 23, 2012
You've done it-you've transformed a brilliant idea into reality, and started your own business in Washington. It's wonderful; you don't have to answer to a boss, you can work the hours you want, and you feel truly in charge of your own future.
CONTINUE READINGFRI | NOV 16, 2012
Most of us in Washington have insurance for our homes, cars or businesses. We know life insurance is part of any good financial plan and health insurance can protect us from catastrophic medical bills. But there are a few other programs that we come in contact with.
CONTINUE READINGFRI | NOV 09, 2012
Today's youngsters, who will inherit this world from us, are tomorrow's leaders, who will use their varied gifts to shape it. Keeping them safe and protected ensures a brighter future for all.
CONTINUE READINGFRI | NOV 02, 2012
Most Washington residents can readily point a finger at a neighbor who has proven to be less than considerate. But there is at least one thing every single one of us can do to be a better neighbor: have home insurance liability coverage.
CONTINUE READINGFRI | OCT 26, 2012
Halloween is a holiday during which innocence is celebrated. Washington residents delight in dressing our little ones up in funny costumes and escorting them around the block so they can charm the candy out of neighbors' hands.
CONTINUE READINGFRI | OCT 19, 2012
Non-profit organizations are just as vulnerable to lawsuits as private companies-except they rarely have the financial resources to deal with costly claims that their for-profit counterparts do.
CONTINUE READINGFRI | OCT 12, 2012
Even with Halloween looming on the horizon, the prospect of so many newly licensed Washington teen drivers getting behind steering wheels is undoubtedly the most frightening thing about fall.
CONTINUE READINGFRI | OCT 05, 2012
A few years ago, Hurricane Ike tore through the Bolivar Peninsula in Texas, leaving almost nothing but rubble in its wake. Before the hurricane, some 200 homes had proudly stood along the peninsula's coastline, their inhabitants enjoying idyllic lives on the beach.
CONTINUE READINGFRI | SEP 28, 2012
Wouldn't it be wonderful if, when you raked your front lawn this autumn, each and every fallen leaf were a hundred dollar bill? If Fall was actually short for "windfall"? If money really did grow on trees?
CONTINUE READINGFRI | SEP 21, 2012
The law of large numbers is a statistical concept that relates to probability. It is one of the factors insurance companies use to determine their rates.
CONTINUE READINGFRI | SEP 14, 2012
You may consider yourself well versed when it comes to the ins and outs of business insurance in Washington, especially if you own a business in Washington. But just how accurate and in-depth is your knowledge?
CONTINUE READINGFRI | SEP 07, 2012
One important matter that may be easily forgotten amidst all the back to school concerns is that of insurance. In particular, health and property are two aspects of every college student's life that may require new coverage.
CONTINUE READINGFRI | AUG 24, 2012
Chances are you already have a number of different insurance policies in place. It's almost inevitable, however, that even with all that protection, there are some cracks in your coverage. Umbrella insurance is designed to essentially seal those cracks, so that all your bases are covered.
CONTINUE READINGFRI | AUG 17, 2012
Summer in Washington is prime time for home improvement projects. Whether you're repainting your home's exterior, replacing the roof, adding on, or constructing a new patio, a home improvement project can beautify your home and add to its overall comfort.
CONTINUE READINGFRI | AUG 10, 2012
Those of us old enough to recall a choice bit of pop culture from the early 1980s might recall a fictional vehicle that seemed to have a mind and personality all its own. Its name was KITT, and it was the sporty, black car endowed with artificial intelligence.
CONTINUE READINGFRI | AUG 03, 2012
Summer isn't all sweetness and light. Beneath the charm of Washington's sunshiny days, ice cream trucks, bare feet, and barbecues lurks the ever-present potential for all manner of mishaps.
CONTINUE READINGFRI | JUL 27, 2012
Insurance affects-and protects-virtually all the most fundamental parts of our lives here in Washington: home, health, transportation, and even work.
CONTINUE READINGFRI | JUL 20, 2012
Chances are if you carry any sort of insurance policy in Washington, you are somewhat familiar with the concept of exclusions. An exclusion is, in layman's terms, simply something that an insurance policy doesn't cover; it is literally excluded from protection by the policy.
CONTINUE READINGFRI | JUL 13, 2012
Whether it's a leisurely, romantic drive down a country road, a fun-filled family vacation, or a raucous road trip across the country with friends, summer is prime time for excursions in the car.
CONTINUE READINGFRI | JUL 06, 2012
The forest is full of life, and dwelling close to one means you have the privilege of living among all kinds of animals, plants, and trees-not to mention the chance to savor a degree of peace and quiet not available to those who set up house in the city.
CONTINUE READINGFRI | JUN 22, 2012
For better or for worse, our world is full of cars: big ones, little ones, electric ones, ancient ones, and fresh-from-the-factory models with paint so shiny you can see your face in them. Needless to say, with so much variety on the roads in Washington, not all cars are created equal.
CONTINUE READINGFRI | JUN 15, 2012
Is there any better place to spend a sunny summer day than on the water? Washington boat lovers would certainly say no.
CONTINUE READINGFRI | JUN 08, 2012
If you're a business owner in Washington, you may have employees who take company laptops and smartphones with them during their summer travels. This is wonderfully convenient because it allows employees to stay in touch and work while they are in distant locales.
CONTINUE READINGFRI | JUN 01, 2012
Chances are, Washington residents have caught wind of the insurance policies designed specifically for pets. Perhaps you even have health insurance policies for your furry, four-legged friends to protect your finances in the event that they become ill or injured.
CONTINUE READINGFRI | MAY 25, 2012
Times have changed substantially since the dog-eat-dog days of fire marks-distinctive plaques fashioned of lead or copper that home and business owners displayed on their property to indicate that it was insured against fire.
CONTINUE READINGFRI | MAY 11, 2012
On the West Coast, hurricane season begins May 15th and ends November 30th. On the east coast, the season starts on June 1st and also ends November 30th. Don't live on the coast? Don't assume you're safe.
CONTINUE READINGFRI | MAY 04, 2012
Do you have home or office improvements planned for this summer? Perhaps you're finally going to build that beautiful patio cover you've been imagining for so long, so you can dine al fresco with friends and family and still have protection from August's blazing sun.
CONTINUE READINGFRI | APR 27, 2012
Most people think of insurance for things like home, autos, life or health, right? But have you ever heard about some of the strange things people have covered by insurance, such as a body part, perhaps, for a celebrity?
CONTINUE READINGFRI | APR 20, 2012
Earth Day is a time for those of us in Washington to celebrate the miraculous beauty of our precious planet and all its offerings, as well as to make changes to our own habits and lives that will help to preserve the earth for many generations to come.
CONTINUE READINGFRI | APR 13, 2012
Perhaps poet T.S. Eliot was onto much more than he realized when he wrote, "April is the cruelest month..." Sadly, April showers bring more than sweet summer flowers. They also help to create an assortment of hazards that can do serious damage your Washington home sweet home.
CONTINUE READINGFRI | APR 06, 2012
The Internet: it's a part of every Washington household, an indispensable resource, a source of endless entertainment, and an incomparably effective communication tool. Most of us can hardly imagine life without it.
CONTINUE READINGTHU | MAR 22, 2012
The cloud allows users to store and remove data from a remote server through a network, but the cloud isn't new and it isn't limited to Apple's iCloud; the concept has been around for a while, and has existed in one form or another for years.
CONTINUE READINGFRI | MAR 16, 2012
Do you consider yourself one of those people to whom nothing is shocking? Have you seen and heard it all? Do you merely roll your eyes, unsurprised and unimpressed, at the quirks and foibles of your fellow humans?
CONTINUE READINGFRI | MAR 09, 2012
March is National Nutrition Month. This means that not only will many of us in Washington give our homes a good spring cleaning in the next few weeks, but some of us will also approach our dietary habits with the same spirit of revitalization.
CONTINUE READING