THU | JUL 10, 2025

While most headlines focus on kids and hikers, horse owners and rural property managers are just as vulnerable to the risks, especially in barn environments and pastures where ticks thrive.

TUE | JUL 01, 2025

When the sun comes out, so do the summer toys—boats, jet skis, RVs, golf carts, ATVs, and everything in between. But before you hit the water, the campground, or the trail, it’s worth asking: Is your summer fun actually covered?

THU | JUN 05, 2025

As we move further into 2025, shifting customer expectations, climate realities, and cutting-edge technologies are reshaping how insurers operate and how coverage is delivered.

THU | MAY 08, 2025

We believe there’s no substitute for showing up—especially when it comes to protecting the people and livelihoods that rely on the ocean.

WED | APR 23, 2025

At Sea Mountain Insurance, we hear a lot of misconceptions about marine insurance, especially when it comes to commercial fishing vessels. So today, we’re busting some of the most common myths and setting the record straight.

MON | APR 07, 2025

Whether you operate a single vessel or manage a small fleet, reviewing your marine insurance policy before each season is one of the smartest decisions you can make.

FRI | MAR 21, 2025

With the rising cost of materials and labor, many homeowners are discovering that their coverage may not be enough to fully rebuild or repair their home in the event of damage.

FRI | FEB 28, 2025

According to industry data, an estimated 75% of commercial properties are underinsured by 40% or more.

MON | FEB 03, 2025

CCC covers any animal in your care, custody or control, including horses. If an animal is injured or dies due the farm owner’s negligence, you would be covered.

MON | JAN 20, 2025

From climate-related risks to fluctuations in home valuations, staying informed can help you make better decisions about your coverage.

WED | JAN 08, 2025

Whether you’re juggling home, auto, renters, or other types of insurance, combining them with a single provider can offer significant advantages.

FRI | DEC 13, 2024

Whether you're a horse owner, a trainer, or operate an equestrian business, equine liability insurance is a crucial safeguard against unexpected claims.

WED | DEC 04, 2024

We understand how important it is to protect your property and horses from the risks posed by colder temperatures.

MON | NOV 25, 2024

Here’s a guide to help you decide when insuring a gift is a smart move—and how to protect your thoughtful presents.

FRI | NOV 08, 2024

Owning a waterfront home in the Pacific Northwest brings unparalleled natural beauty, from stunning ocean views to lush coastal forests. However, it also comes with unique risks, including heavy winter storms, landslides, and erosion.

WED | OCT 09, 2024

As the weather cools and the leaves change, fall presents unique challenges for contractors, especially in regions like the Pacific Northwest where wet conditions and unpredictable weather are common.

MON | SEP 09, 2024

If you’ve noticed your auto or homeowners insurance premiums creeping up recently, you’re not alone. Many policyholders across the country are experiencing rate increases, leaving them wondering what’s causing the change.

MON | AUG 05, 2024

Whether you're planning a road trip, hosting a backyard barbecue, or simply relaxing at home, it's important to stay safe. Here are some specific tips to help you enjoy the holiday weekend while keeping you and your loved ones protected.

TUE | JUL 09, 2024

Teen drivers are often at higher risk for accidents due to their inexperience, so having proper coverage is crucial.

WED | JUN 26, 2024

While enjoying the 4th of July festivities, it’s crucial to keep home safety in mind.

MON | JUN 10, 2024

We're excited to spotlight some of the top summer equestrian events in our beautiful region and provide you with essential tips on how to prepare.

THU | MAY 16, 2024

As summer approaches, many of us are eagerly planning our next big adventure. Whether you're heading to the mountains, hitting the beach, or exploring a new city, ensuring you have the right insurance coverage can provide peace of mind and protect you from unexpected situations.

THU | MAY 02, 2024

What’s behind this meteoric rise in auto insurance premiums, and is there any relief in sight?

WED | APR 10, 2024

Insurance Considerations and Tips

THU | MAR 14, 2024

From storms to equipment failure, the risks are numerous and can have a significant impact on your bottom line. That's why having proper marine insurance coverage in place is so important.

WED | MAR 06, 2024

Mortality coverage is comprehensive, but exact coverage terms vary by company.

TUE | JAN 16, 2024

Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries.

WED | DEC 13, 2023

We'll explore the significance of flood insurance in Washington and how it can be the saving grace during unforeseen storms.

MON | OCT 23, 2023

Whether you've recently purchased your first home, or you've lived in your current property for years, it's important to understand the importance of having a comprehensive homeowners insurance policy in place.

WED | OCT 04, 2023

From accidents and illnesses, to theft and natural disasters, horse owners must consider the potential consequences of owning these magnificent creatures.

MON | SEP 18, 2023

Smart home technology has become increasingly prevalent, with homeowners embracing devices like smart thermostats, security cameras, doorbell cameras, smoke detectors, and more.

FRI | AUG 25, 2023

The phrase “give it everything you’ve got” might be inspiring or motivating for short-term events, but it might not actually be healthy for you in the long run.

WED | AUG 09, 2023

Boredom is just another signal from our brain, telling us it’s time to find something more meaningful to do.

THU | AUG 03, 2023

Walking out to your car to find a busted window or your belongings strewn about the vehicle is not a great way to start the day.

FRI | JUL 21, 2023

Tips for Maintaining Optimal Health and Equine Insurance Solutions from Sea Mountain Insurance

THU | JUL 06, 2023

Screens have become our lifeline these days, from keeping track of our daily appointments to informing us of the weather to sharing the news.

THU | JUN 22, 2023

There’s a story U.S. Surgeon General Vivek Murthy commonly shares to illustrate the health impact of loneliness.

WED | JUN 07, 2023

The maritime industry is rapidly evolving, with new technologies and trends emerging that are reshaping the way commercial marine operations are conducted.

MON | MAY 22, 2023

Some of the most memorable moments for families can be while on vacation. To help cultivate these joyful memories, it’s important to balance the hopes, abilities, and goals of people across generations.

TUE | MAY 09, 2023

If you’re a homeowner, you’re likely responsible for what’s called a side sewer, or a sewer line that runs underneath your home and connects to the main public sewer.

MON | APR 24, 2023

Accidents can be a stressful and unexpected experience, but with SMI's accident checklist, you can rest easy knowing that we are here for you.

WED | APR 12, 2023

Trees provide beautiful landscaping and can bring shade in the warm months, so it’s very natural to want to include trees in our yards.

WED | MAR 29, 2023

Spring is a classic time to shed the layers of winter and freshen up our homes. A big part of that process is decluttering.

FRI | MAR 17, 2023

There are several different types of marine insurance coverage available, each designed to address specific risks and liabilities associated with commercial marine operations.

MON | FEB 27, 2023

People in North America are some of the most stressed-out in the world when it comes to how they feel at work.

MON | FEB 13, 2023

Fatigue is something that most everyone likely experiences through the course of their lifetimes, but some experiences with fatigue can be signs of a greater issue, and may require medical treatment.

MON | JAN 30, 2023

While it can feel overwhelming to understand and track where all our money is going, it’s important for helping us plan and take care of our wellbeing for months, years, and even decades from now.

THU | DEC 08, 2022

Perhaps what you don’t think about – and should – are ice dams.

WED | NOV 30, 2022

Good memories aren’t just a great thing to reflect on years later. Research shows that positive memories from childhood are connected to good health in young adults.

WED | NOV 09, 2022

Grieving loved ones can be one of the most challenging things a person goes through, as this is a time laden with memory, mourning, and reflection.

WED | OCT 26, 2022

Here’s how to compost your own table scraps and create rich soil while you’re at it.

WED | OCT 05, 2022

Here are some tips for keeping your outdoor fire celebrations safe.

WED | SEP 21, 2022

Here are some healthy snacks to create from your garden’s bounty, which will impress friends and family alike!

WED | SEP 07, 2022

Delicious and healthy meals can be made with ease, thanks to the help of some flavor-packed ingredients that will tie your whole meal together.

WED | AUG 24, 2022

Washington ranks first in the United States in 11 commodities that it produces, including apples, sweet cherries, pears, hops and red raspberries.

WED | AUG 10, 2022

The summer months in the western region of Washington state can be some of the most beautiful of the year, with clear skies and mid-70 degree days.

FRI | JUL 22, 2022

Hitting the road by yourself, with friends, or with family can be feasible for everyone’s budget and schedule. They also don’t have to tax the mileage on your car!

FRI | JUL 08, 2022

There are a huge range of healthy and creative beverages you can drink in the summer months that also cater to whatever you have in the fridge.

WED | JUN 29, 2022

When it comes to practicing your own wellness through exercise, eating healthy, and achieving your life goals, it makes sense that friends can help.

WED | JUN 15, 2022

One of the most physically painful occurrences for many Americans are migraines and severe headaches.

TUE | MAY 31, 2022

In Washington state, 30 percent of crash fatalities are due to distracted driving, according to Washington’s Traffic Safety Commission.

THU | MAY 05, 2022

If your business sits in an area where it could be at risk of flooding, fires, or earthquakes, you may not be properly insured if a natural disaster strikes.

THU | APR 21, 2022

It’s time to enjoy the emerging springtime nature on one of Washington’s many trails.

FRI | APR 01, 2022

There are many reasons why you should wear one whether you’re on a bike, motorcycle, skateboard or ATV.

FRI | MAR 18, 2022

Many empty-nesters often feel like they need to make sure that they have enough insurance coverage in case something goes wrong. But what type of insurance should one get for their children?

WED | MAR 02, 2022

Science shows that having something to look forward to is important for our health.

WED | FEB 16, 2022

There are ways we can help as a community, especially in the winter months when we may be less likely to venture out for a shopping trip down Main Street.

THU | FEB 03, 2022

Winter weather can be unnerving, given how unpredictable it is. We recommend preparing ahead of time to keep your fears at bay.

WED | FEB 02, 2022

The most exciting beverages on a party table don’t necessarily need alcohol or bubbles.

WED | JAN 26, 2022

Here are a few ways to get rid of some of the common household pests in the Pacific Northwest.

WED | JAN 19, 2022

The dark winter months, frosty mornings, and on-and-off downpours require brushing up on your skills and making sure you have all the equipment you need to navigate safely.

WED | JAN 05, 2022

Practicing innovation isn’t just something that happens at Silicon Valley tech companies. It can happen in any company, in any basement garage, or in any thought that comes up during a walk in the park.

TUE | DEC 21, 2021

As you’re winding down from the holidays, you probably have a lot of leftovers in your fridge.

FRI | DEC 10, 2021

It’s holiday light season, and many people take a DIY approach to creating winter wonderlands out of their yards.

TUE | NOV 23, 2021

Small Business Saturday is November 27

MON | NOV 15, 2021

SMI will be accepting donations of personal care items at our office now through December 1st.

THU | NOV 04, 2021

Long commutes are starting to return as families make their way back to jobs and school.

TUE | OCT 26, 2021

Pets spark joy in people’s lives. They’re a friend, companion, and comfort in difficult times, and research shows they make us happy.

MON | OCT 18, 2021

There’s nothing like a years-long global pandemic to remind us that change is inevitable and unpredictable.

WED | OCT 13, 2021

Fall is the time of the year when many people start getting ready for winter. However, it's also a time of year when farmers and ranchers are getting prepared for the cold winter months.

THU | SEP 30, 2021

The last few years have seen an unprecedented rise in wildfires in the western United States.

THU | SEP 16, 2021

As the pandemic housing market booms, many home buyers are entering the market for the first time, and are facing very expensive options.

TUE | SEP 14, 2021

New and used cars are currently going fast in this market, as the pandemic causes a shortage in computer chips.

FRI | SEP 03, 2021

Finding opportunities to get exercise when you’re in charge of a household can be challenging.

WED | AUG 25, 2021

Living through a pandemic changed us. It changed our approach to personal wellness, our work environments, our shopping habits, and our overall economy.

TUE | AUG 17, 2021

If you’ve ever marvelled at friends who talk about their house plants as though they were their pets, then perhaps you’ve never had one.

FRI | AUG 06, 2021

There are natural deodorizers that you likely already have in your home, and are not filled with toxins, to help you combat these unwanted odors.

THU | JUL 22, 2021

We need to take care of our minds in a similar way to how we take care of the rest of us, from sleep to exercise to a healthy diet to having a purpose in our days.

WED | JUL 14, 2021

When you’re on vacation, the last thing on your mind is likely the uncomfortable thought of getting your belongings stolen.

THU | JUL 08, 2021

The Pacific Northwest is home to many animals that love enjoying a tasty snack in the backyard. And no, we’re not just talking about humans.

SAT | JUL 03, 2021

Knowing how to throw your own small backyard gathering with family and friends is an important life skill.

THU | JUL 01, 2021

Whether you’re renting an apartment, condo, or house, you’ll want to make the space feel like your own.

MON | JUN 28, 2021

Fireworks are best enjoyed at a safe distance, and should be handled with expertise and caution.

MON | JUN 21, 2021

Whether you run a business with one employee or a couple dozen, picking a health insurance plan can be overwhelming.

MON | JUN 14, 2021

As a small business owner, you’re acutely aware of how taxes can eat into your profitability.

WED | JUN 09, 2021

It doesn’t take an environmental science degree to help take care of the Earth.

THU | JUN 03, 2021

For many Washingtonians, air pollution from wildfires has only increased in the past few decades.

FRI | MAY 28, 2021

A traditional homeowner’s insurance policy would likely not cover the tremendous damage caused by mudflows, flooding, landslides or mudslides.

MON | MAY 24, 2021

What Are They and How Will They Affect Your Future

WED | MAY 19, 2021

Count yourself lucky if you’ve never had the misfortune of having your vehicle stolen.

WED | MAY 12, 2021

For many people, the past year has been spent building makeshift home offices in bedroom closets, children’s toy rooms, or semi-clean corners of the family junk room.

THU | APR 15, 2021

For some people, the age of retirement is the long-awaited starting point of meaning, a moment when they can cease spending hours working for a company and instead start choosing to spend their days as they like.

TUE | APR 13, 2021

As the warmer months approach, we could all use a backyard summer project. Consider improvements that will both beautify your home and the planet.

THU | APR 08, 2021

The past year has been tough on businesses, especially small ones with little financial leeway to stay afloat amidst a global economic crisis.

FRI | APR 02, 2021

If you’ve lived in Washington state for very long, you’ve heard that we’re due for an eventful earthquake that could hit 9.0 on the Richter scale, severely impacting the Pacific Northwest in a way we haven’t seen in our lifetimes.

MON | MAR 29, 2021

Action movie lovers can expect to see at least one epic explosion scene where the hero escapes the chaos within an inch of their lives.

MON | MAR 22, 2021

There are so many things to take care of in one day, it can be easy to forget that your body should be at the top of the list.

WED | MAR 17, 2021

We can thank Benjamin Franklin for a lot of good inventions in American history, from libraries to the lightning rod.

TUE | MAR 09, 2021

When insurance companies sign up new members, they’re not just adding new people to their rosters.

THU | FEB 25, 2021

According to usgs.gov, nearly half of the fifty states experience at least one earthquake annually.

FRI | FEB 19, 2021

That makes for a great song title, but snow’s not as much fun when it’s piling on top of your roof.

TUE | FEB 16, 2021

Consumers have more and more financial tools at their disposal to help them save for their future, but one of the least known is an annuity.

TUE | FEB 09, 2021

As a manufacturer, your business faces unique risks, and you may need specific coverages to protect your business activities fully.

MON | JAN 11, 2021

The best way to save money on car insurance is to drive safely.

MON | DEC 28, 2020

If you work in a career in which your professional knowledge and training dramatically impact the lives of others, and you could be sued if someone alleges you provided terrible advice, you might benefit from professional liability insurance.

SUN | DEC 20, 2020

More and more of us work remotely from our homes, many of us establish full or part-time businesses based in our homes, and others may work elsewhere but still maintain a home office dedicated to our work.

THU | NOV 26, 2020

Running through a winter preparation list now can help you protect yourself, your home, and your property.

THU | NOV 05, 2020

Inland Marine Insurance applies to goods and property transported by land, an extension of ocean marine insurance, which protects property transported by water.

MON | OCT 26, 2020

Did you know that the first known form of insurance was created to protect ocean vessels and their cargo.

SUN | SEP 13, 2020

Today marks Positive Thinking Day.

THU | AUG 20, 2020

At Sea Mountain Insurance, we're privileged to know and serve commercial fishermen in Alaska and Washington by placing insurance on their vessels.

FRI | JUN 05, 2020

It’s a good time to review this water safety checklist and take action now to keep you and your loved ones safe this summer.