Personal horse ownership

Personal Horse Ownership Liability Insurance programs are designed to provide complete liability protection to a person who owns a horse or horses used exclusively for pleasure or show where your homeowners or tenants policy will not provide coverage. To qualify, however, you cannot be personally involved in a professional training, breeding or boarding operation.

Personal Horse Ownership Liability plan covers you against bodily injury claims which may result from the use of your horse and includes property damage claims. The policy applies anywhere in the United States or Canada.

In many instances, this policy can be extended to cover premises owned or leased by you when your homeowners policy will not provide personal liability where your horse is boarded.


Contact an insurance specialist at Sea Mountain Insurance today to answer any questions about Equine Insurance or for a free review and insurance quote for Equine Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for business, home, auto and more.


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