Personal Horse Ownership Insurance

Sea Mountain Insurance provides comprehensive coverage for horse owners to help you enjoy a worry-free future.

Safety and security

Sea Mountain Insurance offers the best protection during times of financial hardship. Our programs are designed to help you pay for damages from claims brought against you by others who sue because of an injury from contact with your horse, the horse pulling something from the ground, stepping on something and breaking it, and anything else that happens as a result of contact with your horse.

It's just what you need

Chances are that if you own a house and have homeowners insurance, then you won't be eligible for our personal horse ownership liability program. However, we offer other types of insurance such as livestock-ownership liability insurance so don't worry about being unprotected!

What's covered?

Personal Horse Ownership Liability covers bodily injury claims which may result from the use of your horse and includes property damage claims. Sea Mountain Insurance provides liability coverage for you and your horses even if your homeowners policy won't provide coverage where your horse is boarded. The policy applies anywhere in the United States or Canada.

To qualify, however, you cannot be personally involved in a professional training, breeding or boarding operation.


We Can Help

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Equine Insurance or for a free review and quote for Equine Insurance.



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