Crime Insurance

Sea Mountain Insurance offers crime insurance to protect your business and your bottom line.

An unacceptable risk

Exposure to other types of losses other than those covered in a standard business insurance policy can be expensive for a company. Sea Mountain Insurance offers crime insurance to protect against employee theft, forgery, hacking, or theft of cash or securities.

About Crime Insurance

Business crime insurance protects you against various types of crimes which your business might be vulnerable to, such as embezzlement, forgery, and hacking (electronic theft). Crime insurance also offers protection for your business against burglary, theft, vandalism, and other property crimes.

FAQ

What does Crime Insurance typically cover?

Crime Insurance coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

QUESTIONS?

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Business Crime Insurance or for a free review and quote for Business Crime Insurance.

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