full mortality & major medical coverage

Full mortality policies provide coverage for death as a result of an injury, illness, or humane destruction, and loss as a result of theft. Full Mortality policies may also include Free Emergency Colic Surgery Coverage, Agreed Value Endorsement and Guaranteed Extension Coverage.

Optional coverages available are:

  • Major Medical / Surgical
  • Surgical Only Coverage
  • Colic Medical & Surgical
  • Third Party Liability
  • Territorial Limits Including Transit
  • Stallion Infertility for A, S & D
  • Loss of Use

Rates are based on Breed, Use and Age of each horse but you should call us for an accurate quote. It is possible to purchase mortality insurance for the total sales/purchase or lease/purchase price of a horse and protect both the buyer's and seller's financial interests in the animal.


Contact an insurance specialist at Sea Mountain Insurance today to answer any questions about Equine Insurance or for a free review and insurance quote for Equine Insurance. And don't forget, as an independent insurance agency, we represent several top rated insurance companies. We have the flexibility to find you the right coverage at competitive premiums for business, home, auto and more.



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