Homeowners Insurance Washington State

Make yourself at home.
We’ve got you covered.

Sea Mountain Insurance has been helping Washington homeowners protect their home and property for over 35 years. With access to a wide range of policies, we can tailor coverage to meet your specific needs.

The right coverage for the right price

In the Pacific Northwest, homeowners deal with a variety of geographic and climate conditions. We know you could need coverage for a wide range of possibilities. And we have the experience and knowledge to make sure you have the insurance you need.

Set up a consultation with our team and we’ll help you protect your home, property, and cherished belongings—all at a price you can afford.

What’s in a policy?

A typical homeowner’s policy will cover the loss for your main home, other structures on the property--such as a shed, detached garage, or gazebo--as well as any personal property within the home or other structures. You are also covered for liability if anyone is injured while in your home or on your property. Depending on what type of coverage you choose, you could be covered for actual cash value, replacement cost, or extended replacement cost/value.

Be aware, however, that specific coverage for floods, fires, or earthquakes could require an additional rider. And you may need an endorsement for high value items such as jewelry or art collections.

A homeowners policy tailored to your needs

Our homeowners insurance packages make it easy to purchase the right policy for your home and your pocketbook. We write business for basic coverage to the most comprehensive. Tell us what you need and we’ll put our expertise to work.


Let us help

Proudly located in Lynnwood, WA, Sea Mountain Insurance is an independent insurance agency. We have the freedom and flexibility to work with a variety of top-rated companies—so we can find the right coverage at the right price for your home insurance needs.



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