Earthquakes are one of the most expensive natural disasters on record with damages averaging $4.4 billion dollars annually.
If you are not insured for earthquake damage, then you are on the hook for all expenses - both financial and emotional - that come with being on the receiving end of an earthquake.
There are three building classes - typical, special and seismic resistant. Typical buildings are typically not insured against earthquakes - unless you have the right coverage and deductible selection. Special buildings have been engineered to withstand earthquakes better than typical buildings and should be considered if you live in an area with a high probability of experiencing an earthquake or if your home is older than 20 years old. Seismic resistant buildings have been engineered to provide the highest level of protection from earthquakes and should be considered if you live in an area with a high probability of experiencing an earthquake or if your home is older than 20 years old.
For a home owner living in an earthquake zone, Earthquake Insurance rates can start as low as $400 a year. Now that's something worth protecting.
At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Earthquake Insurance or for a free review and quote for Earthquake Insurance.