Snowmobile Insurance Washington State

Winterize your protection with snowmobile coverage

At Sea Mountain Insurance, we know snowmobiles. With over 4 decades of experience writing snowmobile policies, we’ve got you covered – literally. We’ll provide coverage for your snowmobile, but we’ll also provide advice on what you need to do before you buy. And we’ll provide guidance on how to avoid accidents and how to drive safely in all types of conditions.

If you’d like to get started with a quote today, Request A Quote or give us a call at 800-553-3624.

Why snowmobile?

If you’re living in the Pacific Northwest, you probably don’t need us to tell you why snowmobiling is a must-do sport. There’s nothing quite like the thrill of traveling over miles of fresh snow. Here in Washington state we’re blessed with plentiful terrain that lends itself to snowmobile fun. In fact, you may be able to access areas that aren’t easily accessible by other modes of travel. It’s a great way to enjoy the beautiful outdoors, unplug from your daily stress, and have fun with friends and family.

Protect yourself with the right snowmobile coverage

But before you embark on the fun, it’s important to know you have the right snowmobile protection. Similar to car insurance, there are different types and levels of snowmobile coverage.

Liability insurance covers:

  • Property damage caused in an accident
  • Injury to other persons

Physical damage and comprehensive coverage protects you if your snowmobile is:

  • Wrecked
  • Stolen
  • Vandalized

Comprehensive coverage also protects you if someone driving your insured snowmobile causes personal injury or property damage.

Underinsured/uninsured motorist covers costs if:

  • You’re not at fault
  • Are hit by someone with little or no insurance

There are other specialty coverages and riders that might apply to your needs and we’d be happy to talk to you about them. We’ll work with you to create a customized policy at a price you can afford.


Let us help

Proudly located in Lynnwood, WA, Sea Mountain Insurance is an independent insurance agency. We have the freedom and flexibility to work with a variety of top-rated companies—so we can find the right coverage at the right price for your snowmobile insurance needs.



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