Equine Club Insurance & Equine Association Insurance

Sea Mountain Insurance provides liability coverage for equine clubs and associations, at an affordable price. Whether you're a show owner, organizer, judge, or participant, we have the right plan for you.

Expertise for equine industry

We are experts at providing quality insurance to the equine industry. We know that event organizers need protection from high premiums and tough deductibles. We also know that judges and officials need protection from libel or slander suits when someone says something untrue about them in an article or in social media posts. That's why we're committed to protecting everyone in the equine community.

  • Spectator Liability
  • Personal Injury Coverage (Libel/Slander)
  • Premises Owner's Protection
  • Products Liability Coverage (Concession Stand)
  • Coverage For Show Judges and Officials
  • Basic policy premiums include two days of events in which non-members participate and up to 100 members

FAQ

What does Equine Club Insurance typically cover?

Equine Club Insurance coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

QUESTIONS?

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Equine Insurance or for a free review and quote for Equine Insurance.

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