Condo Insurance

Condo insurance that covers your unit and personal property—filling the gaps not handled by your HOA. Flexible coverage options designed for Washington condo owners.

Sea Mountain Insurance is committed to provide you with the best condo insurance policy on the market. We work to provide you with the best coverage at the most affordable rates for all your needs.

Protect what matters most

With our comprehensive coverage, we protect your property from any damage outside of the building and we also cover property at and sometimes away from your condominium which includes items such as furniture and even cars.

Condo owners can customize their condo insurance policy to suit their unique needs. For example, many people don't need to insure the common areas & exterior of the building, but depending on your situation you may want to protect against some specific risks triggered by condo ownership.

We have you covered

Sea Mountain Insurance has a wide range of coverage options to keep your condo and everything in it protected. We'll find the right solution to fit your needs.

FAQ

What does Condo Insurance typically cover?

Condo Insurance coverage can include protections that vary by carrier and policy form. Sea Mountain Insurance helps you compare options and select limits and endorsements that fit your situation.

How do I know what limits I need?

Limits depend on your assets, contractual requirements, and risk exposure. A short review of your current policies and goals is usually enough to recommend an appropriate starting point.

Can Sea Mountain Insurance compare multiple carriers?

Yes. As an independent agency, Sea Mountain Insurance can shop multiple top-rated carriers to help you balance coverage, pricing, and service.

How quickly can I get a quote?

Timing depends on the line of coverage and required documentation. Many personal lines can be quoted quickly, while specialty business or marine risks may require additional underwriting details.

What information should I have ready?

In general: current policy declarations (if available), loss history, key asset details (vehicles, property, equipment), and any contract or lender requirements.

Do I need additional endorsements?

Endorsements can fill common gaps (e.g., additional insureds, equipment coverage, higher liability limits). Your specialist can identify what is appropriate based on your needs.

 

We Can Help

At Sea Mountain Insurance, we're not your typical insurance agency. We're an independent insurance agency representing some of the top property & casualty companies in the country. We're able to offer our clients a broad range of products that provide them with the assurance that they need to protect their assets, their family's future, and their livelihood. Contact us about Condo Insurance or for a free review and quote for Condo Insurance.

CONTACT AN INSURANCE SPECIALIST

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