SMI Accident Checklist

Accidents can be a stressful and unexpected experience, but with SMI's accident checklist, you can rest easy knowing that we are here for you. We hope you never have to use it, but if you do, our accident checklist will help guide you through the process of reporting a claim with ease.

With this accident checklist, you'll have all the information needed to make sure your claim is filed correctly and quickly. So don't worry about what to do after an accident - just follow the steps in our accident checklist and let us take care of the rest!

1. Ensure no one is seriously injured is of utmost importance.

   Whether you are the driver, a passenger, or a bystander, it is essential to make sure that everyone involved in the accident is okay. If anyone has sustained injuries, it is important to call an ambulance or get help immediately. Taking these steps can help prevent further harm and ensure that everyone involved in an accident remains safe.
   
   

2. Make sure you're safe

   Making sure that you are visible is essential for your safety. Make sure you have your hazard lights turned on when you are working in an area with traffic, and set up your safety triangles or cones in a way that will be easily seen by other drivers. By taking these steps, you can ensure that everyone around you remains safe from potential accidents or injuries.
   
   

3. Call the police

   Even if you think that no one was hurt in an accident, it is important to call the police. By calling the police after an accident, you can ensure that a police officer will investigate and document the details of what happened. This can help protect you from any legal liability or civil action stemming from the incident. Additionally, this documentation may also be useful in filing an insurance claim or seeking compensation for any damages caused by the accident.
   
   

4. Get the other drivers’ info

   Accidents are stressful and chaotic events, but having the right information can help you make sure that everything is handled properly. When exchanging information with other drivers involved in the accident, it's important to get all of the details you need.
   
   This includes getting a name, address, phone number, license plate number, driver's license number and the insurance company & policy number of each driver. If you have a camera with you, take pictures of the scene to ensure that all details are documented. Having this information on hand will help you and any other drivers involved to move forward quickly and safely after an accident.
   
   

5. Call your insurance company

   Even if the accicent wasn't your fault, it's important to let your insurance company know what happened and have all of your questions answered. The sooner you call them, the better off you will be. Find your provider’s contact info here: https://sea-mountain.com/service/bill-pay
   
   Call us at 800-553-3624 any time and let us help you get back on track after an unfortunate accident.
   
   

It's important to feel secure and safe when reporting a car crash. No matter how minor the crash might be.

If you find yourself in a situation where you don't feel secure, it's okay to wait until you're somewhere safe before reporting the incident. You can always call the police or your insurance company and explain why you can't report the crash right away. They will understand and take your safety into consideration.

Questions about car insurance? Contact a Sea Mountain Insurance specialist today!