Protection for Tug & Barge Operations

Tug and barge operators face some of the most demanding conditions on the water—heavy loads, tight schedules, hazardous environments, and complex contractual obligations. At Sea Mountain Insurance, we understand the unique risks of towing operations and provide specialized coverage designed to keep your vessels, crew, and cargo protected every step of the way. Our marine team has decades of experience supporting commercial marine operators across Washington, Alaska, and the Pacific Coast.

 

Hull & Machinery

Protection for physical damage to tugboats and barges caused by collision, grounding, fire, weather events, mechanical breakdown, and other covered perils.

 

Protection & Indemnity (P&I)

Liability coverage for:

  • Injury to crew or third parties
  • Damage to docks, piers, and other property
  • Wreck removal and pollution liability
  • Collision liability beyond hull coverage
     

Tower’s Liability

Essential for tug operators engaged in towing. Covers legal liability for damage to the tow itself, including barges, equipment, and cargo.

 

Cargo & Tow Coverage

Flexible options for cargo carried on deck or in tow, including bulk materials, construction equipment, fuel, and specialized loads.

 

Crew Coverage / Jones Act

Protection for crew members in case of injury or illness while working aboard your tug or barge.

 

Pollution Liability

Coverage for accidental fuel spills, environmental damage, and cleanup costs—critical for compliance with federal and state regulations.

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