Blog

Informative articles on insurance, safety and risk for you, your family or your business. Each article includes a link for you to share with anyone who may benefit.

Protecting Your Business from Seasonal Fall Risks: What Contractors Should Know

WED | OCT 09, 2024

As the weather cools and the leaves change, fall presents unique challenges for contractors, especially in regions like the Pacific Northwest where wet conditions and unpredictable weather are common.

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Wildfire Preparedness: Safeguarding Your Business Year-Round

MON | JUL 15, 2024

At Sea Mountain Insurance, we urge our policyholders to understand wildfire risks and implement effective strategies to protect people and property.

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10 Essential Cybersecurity Controls

TUE | JAN 16, 2024

Cyber incidents—including data breaches, ransomware attacks and social engineering scams—have become increasingly prevalent, impacting organizations of all sizes and industries.

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Six Trends Affecting Commercial Auto Insurance

THU | JAN 11, 2024

Commercial auto insurance plays an essential role in protecting an organization’s drivers and vehicles, providing coverage for property damage, bodily injuries and liability concerns stemming from accidents on the road.

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Changes You Can Make if You’re Stressed at Work

MON | FEB 27, 2023

People in North America are some of the most stressed-out in the world when it comes to how they feel at work.

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How to Create a Growth Mindset Culture at Work

WED | SEP 14, 2022

Here are some ways organizations can cultivate environments that celebrate the growth of everyone at work.

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How to Cultivate Your Employees’ Mental Health with These Small Practices

THU | MAY 12, 2022

Make time for people to share how they’re doing at work, and other tips for supporting mental health in the office.

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Why You Might Want to Consider Difference in Conditions (DIC) Insurance Coverage

THU | MAY 05, 2022

If your business sits in an area where it could be at risk of flooding, fires, or earthquakes, you may not be properly insured if a natural disaster strikes.

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How to Support Washington Small Businesses this Winter

WED | FEB 16, 2022

There are ways we can help as a community, especially in the winter months when we may be less likely to venture out for a shopping trip down Main Street.

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How to Pay Attention to Your Employees' Wellbeing

WED | FEB 02, 2022

Good businesses don’t just care about the products they’re producing. They care about the people who are producing them.

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How to Encourage Big Thinking in the Workplace, Even If You Have a Small Team

WED | JAN 05, 2022

Practicing innovation isn’t just something that happens at Silicon Valley tech companies. It can happen in any company, in any basement garage, or in any thought that comes up during a walk in the park.

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Mark Your Calendars!

TUE | NOV 23, 2021

Small Business Saturday is November 27

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SMI Donation Drive

MON | NOV 15, 2021

SMI will be accepting donations of personal care items at our office now through December 1st.

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How to Build Professional Relationships at Work in a Hybrid Environment

FRI | SEP 10, 2021

As more workers return to the office, one thing is certain: the way workplaces around the world operate will never be exactly the same as before the pandemic.

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How to Create a Welcoming Workspace

THU | JUN 24, 2021

You deserve to be comfortable in your office, and so should your employees.

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What to Consider when Choosing Health Insurance for Your Small Business Employees

MON | JUN 21, 2021

Whether you run a business with one employee or a couple dozen, picking a health insurance plan can be overwhelming.

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Want to Promote the Health of Your Employees?

THU | JUN 17, 2021

There’s an app for that.

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Five Tax Tips for Small Businesses

MON | JUN 14, 2021

As a small business owner, you’re acutely aware of how taxes can eat into your profitability.

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Insurers In Washington State Can No Longer Use Your Credit Score to Calculate Your Premium

FRI | JUN 11, 2021

The insurance commissioner for the state of Washington has issued a rule banning the use of credit scores when computing someone's insurance premium.

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It’s Time to Rethink the Power Strip

TUE | JUN 01, 2021

If there’s one thing we can all say about the modern office – we’re definitely plugged in.

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Are you up-to-date on Washington’s latest driving laws?

WED | MAY 12, 2021

Whether you took driver’s education courses two years or two decades ago, it’s important to stay up-to-date with driving laws, as they can be as variable as speed limit signs on I-5.

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Rethinking the office: What your workplace could look like post-COVID-19

WED | MAY 12, 2021

For many people, the past year has been spent building makeshift home offices in bedroom closets, children’s toy rooms, or semi-clean corners of the family junk room.

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Is the Middle of a Pandemic the Time to Turn My Passion Project into a Business?

THU | APR 08, 2021

The past year has been tough on businesses, especially small ones with little financial leeway to stay afloat amidst a global economic crisis.

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Some of the More ‘Explosive’ Insurance Claims in Washington State (And a Reminder to Check Your Gas Lines)

MON | MAR 29, 2021

Action movie lovers can expect to see at least one epic explosion scene where the hero escapes the chaos within an inch of their lives.

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Why You Might Need Artisan Contractor Insurance

TUE | FEB 23, 2021

Construction jobs involve a variety of general and specialized skills, usually overseen by the general contractor.

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FAQ: Insuring Business Vehicles

THU | FEB 18, 2021

If your company owns vehicles used in the regular course of doing business, you likely need Business Auto Policy (BAP) coverage.

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What Is an Annuity?

TUE | FEB 16, 2021

Consumers have more and more financial tools at their disposal to help them save for their future, but one of the least known is an annuity.

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Insuring Your Small Manufacturing Business

TUE | FEB 09, 2021

As a manufacturer, your business faces unique risks, and you may need specific coverages to protect your business activities fully.

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Do you need professional liability insurance?

MON | DEC 28, 2020

If you work in a career in which your professional knowledge and training dramatically impact the lives of others, and you could be sued if someone alleges you provided terrible advice, you might benefit from professional liability insurance.

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How to Protect Yourself from Employee Lawsuits

MON | DEC 21, 2020

Lawsuits brought against employers by current or past employees, and even prospective employees who feel they were unfairly denied employment, have been rising in recent years.

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How to Insure Your Home-based Business

SUN | DEC 20, 2020

More and more of us work remotely from our homes, many of us establish full or part-time businesses based in our homes, and others may work elsewhere but still maintain a home office dedicated to our work.

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How to Keep Your Workplace Safe During the Winter

THU | DEC 03, 2020

If you own a business, you’ll want to make sure you’re prepared to provide a safe and hazard-free workplace during the winter months.

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Six Tips for Being a Successful At-home Worker

TUE | NOV 24, 2020

Whether you’re taking advantage of your employer’s remote worker policy, or you’re an entrepreneur or freelancer establishing a home office, it’s important to establish habits early that can help ensure your success.

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Employee Spotlight: Nate Hopper

WED | OCT 07, 2020

Nate Hopper has been working at Sea-Mountain since 2014. In honor of his upcoming wedding this month let’s take an opportunity to get to know Nate a little better!

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